You may have heard of passenger compensation. This is money that you can claim if you were a passenger in a car and were injured in an accident that was not your fault. You may also have heard of pedestrian compensation. This is money that you can claim if you were a pedestrian that was injured in an accident that was not your fault. But have you heard of workmans compensation. Not so many people realise that there is a form of compensation that workmen (and women) can claim if they are injured in an accident at work that was not their fault. This is how it works.
Workmans compensation – who can claim?
You are likely to be able to claim if you were employed by someone (or a business) and were injured at work. You can only claim if the accident was not your fault i.e. if it was someone else’s fault. Employers can sometime cause accidents by:
- Not keeping the workplace safe
- Not maintaining the workplace properly
- Not providing appropriate tools and equipment
- Not providing appropriate training
- Not providing appropriate supervision
- Not carrying out risk assessments
- Not providing protective equipment
Workmans compensation – how to claim
The first step is to contact a claims provider like Accident Advice Helpline. This can be done via a 24 hour helpline or online if you have a computer. Accident Advice Helpline has a team of professional advisers who are highly trained in workmans compensation. One of the first things that you will be asked is to participate in the unique 30 second test. This will take the details of your accident and of your injury and will indicate if that claim is likely to be successful. The advisers will guide you through the rest of the process.
Workmans compensation – the injury
Accidents in work result in all sorts of injuries. Head injuries are common in falls and when workers are struck by heavy falling objects. Crushing injuries sometimes occur when workers are using heavy machinery. Workmen and women are also frequently injured in slips, trips and falls in office and shop environments. These can result in twisted ankles and knees and in fractured wrists.
You will have to provide details of your injury for the claim process so keep a careful note of:
- All of the injuries that you suffered
- The medical attention that you received at the scene
- The hospital or doctor’s surgery appointments that you attended
- Operations and procedures that you have had
- Physiotherapy or other therapy appointments
- Medication that you have been prescribed (e.g. pain killers)
- Psychological problems (depression/anxiety)
- How long it took to recover or if symptoms are still on-going
It is likely that you will need to attend a medical assessment so that a medical assessment report can be prepared by a medical expert. This should only take one appointment.
Date Published: 3rd May 2013
Author: Sharon Parry