Claiming insurance after an accident
If you have had a road accident and sustained a whiplash injury in Bonnyrigg, or any other type of injury, you will need to claim on insurance to pay for any damage to your vehicle. If you were to blame for the accident, you will have to pay out for any damage to the other vehicle as well, although it will need to be proved that you were at fault.
You may also be able to make a claim for compensation for your whiplash injury in Bonnyrigg, if the accident was the fault of the other driver. Call Accident Advice Helpline on 0800 689 0500, or 0333 500 0993 from a mobile, to discuss your accident and whiplash injury in Bonnyrigg and find out whether or not your whiplash injury in Bonnyrigg entitles you to a compensation claim. If it does, then you are under no obligation to proceed with your claim but can be passed over to our injury lawyers straight away, who will make a start on a case for you.
Here is what you should know about making an insurance claim, whether or not you were at fault for the accident.
Do not admit fault
Even if you think the accident may have been your fault, try not to admit at the scene that you were to blame. Even apologising to the other driver can be seen as an admittance of your own guilt for the accident, and this will mean that you won’t be able to claim on the other driver’s insurance, even if the accident wasn’t your fault. Wait until it is decided legally which driver was at fault.
Exchange personal details
In order to get the personal and insurance details from the other driver, you should approach them first with your own details. This will make it easier to get them to hand over their details, and make it seem less like you are blaming them for the accident. You need these details for your own insurance company to make a claim.
Show insurance details to police
If someone has been injured, or even if you have sustained an injury, you should show your insurance certificate to the police so that they can make a note of this. This will make it easier for injuries to be compensated later down the line. The fact that you are showing your details upfront will also make the whole process more friendly as well.
Tell your insurer what has happened
Even if you don’t want to make a claim from your insurer, you should always contact them with details of the accident so that they have this on file. This will make it easier for your claim to be processed if you do need to claim.