Making whiplash claims in Chester-le-Street, or any other location here in the UK for that matter, could become almost a matter of routine if more car owners were to decide to install Telematic devices in their cars.
The new breed of Telematic devices are designed to monitor drivers’ habits. By gathering various aspects of data regarding things like the number of journeys that a driver makes; the time of day that they make those journeys; how rapidly the driver tends to accelerate, and how forcefully the driver has to brake routinely; this helps to build a profile of that driver. Insurance companies can then design specific pricing models which can be used to offer a greater range of premiums. This can in turn result in both cheaper insurance costs for the careful motorist, and better profitability for the insurance companies themselves.
Telematics can be used to analyse whiplash injury data
But the new Telematic devices can also be used to substantiate the possibility of whiplash claims in Chester-le-Street, or whoever you sustained the injury. They can do this by recording the g-forces that were generated at the time of the accident, and whether or not they were high enough to likely cause a whiplash injury.
Everyone’s a winner
This could be beneficial to both drivers and insurance companies. The insurance companies will benefit by being able to spot fraudulent whiplash claims more easily. The less the insurance companies have to pay out to compensate whiplash injury victims; the greater the savings. This means they should be able to pass these savings back onto the motorist; a point of hot debate given that insurance premiums have allegedly increased by an average of £90 per policy, in order to pay for the high amount of compensation that has been paid out in the past for claims, many of which are thought to have been fraudulent.
Validating whiplash claims in Chester-le-Street
It would mean that if you are making whiplash claims in Chester-le-Street and the Telematics devices in both vehicles suggested that the g-force was such that it could have easily caused a whiplash injury; the presentation of medical proof of the injury would then probably be enough to validate most claims.
Estimating how much compensation you could be due
Anyone wishing to find out how much compensation they might be awarded for a whiplash injury they’ve sustained can get a rough idea by visiting Accident Advice Helpline’s website and using the 30-second test to give them an estimate. It takes a mere 30 seconds.
Using our no-win, no-fee services here at Accident Advice Helpline couldn’t be simpler. You know you’re on the right track when someone like Dame Esther Rantzen gives us her unreserved recommendation. To find out more, you can browse our website, or text “claim 365” to 88010, or chat to one of our experienced advisers via our helpline which you can access from any landline, by calling 0800 689 0500, or if using your mobile, by calling 0333 500 0993.
Date Published: 10th May 2014