If you’ve purchased an item that cost you over £100 with a credit card that later goes on to do you an injury in an accident that was not your fault as the result of a defect, there will be a chance that you might well be able to make a claim for compensation against your credit card company as well as the firm that sold it to you.
That’s right; under the Consumer Credit Act 1974, there is a clause that provides your card issuer may be jointly liable under such circumstances. If you think you might have a claim against a card issuer, you would be well advised to pursue it with the help and assistance of a top-class 100% no win no fee Salford law firm solicitor. You will have the option of seeking damages yourself, but using an experienced law firm to act on your behalf could increase your chances of maximising any compensation pay-out you might be due.
Credit card liability and Salford law firm action
The fact that you have this type of protection when using a credit card makes paying by plastic a good choice, especially if you’re paying for something from a firm that might be facing financial issues itself. Claiming compensation from a company that has gone bankrupt will be an uphill struggle, but if you had the presence of mind to buy an item that ended up injuring you with a credit card, you and a decent 100% ‘no win, no fee’ Salford law firm solicitor might well be able to take action against your card issuer.
You’ll need to produce evidence that you suffered the injuries your claim to have sustained regardless of whether you’re pursuing a retailer or a card issuer, so make sure that you get your injuries seen by a medical professional as soon as you can. You should also retain the item that was responsible for you being hurt. If the retailer asks for this back, say no. Once you’ve let the item out of your possession, it would be very easy for it get lost.
Call the Salford law firm pros at Accident Advice Helpline
If you’ve been injured by a defective item that you purchased from a retailer with a credit card, you would be well advised to get in touch with Accident Advice Helpline on one of the phone numbers at the top of this web page. Lines are open 24 hours a day, seven days a week, all the year round, so you can call right now, regardless of what time of the day or night it is. What are you waiting for? It could be the most profitable call you ever make in your life.
Call Accident Advice Helpline free on 0800 689 0500 or 0333 500 0993 from a mobile phone for free, no obligation advice about making a claim for compensation.
Date Published: 14th July 2014
Author: David Brown