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    "If you've been injured through no fault of your own you could be entitled to compensation. If you're unsure if you could claim, I recommend you call Accident Advice Helpline."

    Esther Rantzen

    Who pays a personal injury compensation claim?

    The insurance company who pays a personal injury compensation claim money are the sort of insurance company that provide a range of insurance policies. These can include:

    • Car Insurance
    • Employer’s Liability Insurance
    • Personal Liability Insurance
    • Small Business Insurance
    • Professional Indemnity Insurance

    If you have been injured in an accident that was not your fault it is likely that one of these types of insurance policy will be used to pay your claim.

    Company who pays a personal injury compensation claim – car accident

    You will need to identify the company so that you can make a claim for compensation. You can get help with this from a law firm like Accident Advice Helpline. They help thousands of people to make claims every year. Start by contacting their 24 hour helpline. Then take the unique 30 second test to see if you have a valid case for a claim. Once this is over your claim can really start.

    Company who pays a personal injury compensation claim – workplace accident

    If you have been injured in work in an accident that was not your fault you may be able to make a claim from your employer. This may involve an Employers’ Liability Insurance company paying the money. Accident Advice Helpline will be able to allocate you a personal injury lawyer who is an expert in Employers’ Liability claims. They will be selected for you from a panel of around 200 legal experts in this field.

    Company who pays a personal injury compensation claim – small business insurance

    Some small businesses take out a small business insurance policy that is tailored specifically to the needs of small business. If you are making a claim against a small business then this sort of policy may be involved. You may be claiming because you had a fall in a small shop, for example. If the fall was the shop owner’s fault you may have a successful claim.

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    Whichever type of insurance company pays your compensation; you will need to provide some basic details of the claim. These can include:

    • Details of the accident
    • Details of your injury
    • Details of all the medical attention that you have required
    • Details of any medication (e.g. painkillers) that you have taken
    • Details of any psychological symptoms (e.g. anxiety or depression)
    • Details of any money that you have lost as a result of your injury

    It may be helpful to keep a note of this information in case you are asked about it as the claim proceeds. You may also be asked to provide receipts and invoices etc. for any money that you have had to spend. Photographs or plans of the accident are also useful in some claims.

    Date Published: 27th September 2013

    Author: Rebecca Smith

    Category: Personal injury claims

    Accident Advice Helpline (or AAH) is a trading style of Slater Gordon Solutions Legal Limited. Slater Gordon Solutions Legal Limited is a company registered in England and Wales with registration number 07931918, VAT 142 8192 16, registered office Dempster Building, Atlantic Way, Brunswick Business Park, Liverpool, L3 4UU and is an approved Alternative Business Structure authorised and regulated by the Solicitors Regulation Authority with licence number 591058 and regulated by the Financial Conduct Authority.

    Disclaimer: This website contains content contributed by third parties, therefore any opinions, comments or other information expressed on this site that do not relate to the business of AAHDL or its associated companies should be understood as neither being held or endorsed by this business.

    No-Win No-Fee: *Subject to insurance costs. Fee payable if case not pursued at client's request.