Injuries from accidents and violent crimes often result in compensation payouts
A statement that you would think is a fact, but unfortunately not. There are more people who don’t make a personal injury compensation claim for their injuries, than do.
It just does not make sense. If you have been injured, and it was the fault of someone else, UK law says you should be compensated financially for your pain and suffering as well as other things, such as:
- Loss of earnings. If you end up off work for many months, the household bills still have to be paid and the children still have to be fed. There is statutory sick pay that you can claim, but it is nowhere near the amount of a wage.
- Care costs. If you end up in a situation, whether temporary or permanent, where you cannot do the everyday tasks for yourself, you may need some help. The government does provide some assistance, but quite often the patient would feel more comfortable with more help than the NHS provides. If you are in this position, because of something someone else did, why should you be made to suffer further because you cannot afford to pay for the help you need.
- Medical costs. You could find yourself in need of lots of extra medication with prescription charges. You should not have to pay for these without recompense.
- Travel costs. If your car is off the road because of the accident, or your injuries are such that you cannot drive for a while, you may need to use taxis to and from medical appointments.
Payouts can happen for many other things as well. A lot of them will put you out-of-pocket, if you don’t make a personal injury compensation claim.
Insurance companies charge us for these payouts
People should not feel guilty about making a claim for compensation. When insurance companies are calculating their premiums, part of it is to cover third party compensation claims. If you think of how many policies are never claimed against, the insurance companies are taking lots of money for this part of the policies, and they expect to have to make payouts. The majority of personal injury compensation claims involve an insurance company somewhere along the line.
So why do people shy away from making a compensation claim?
Making a compensation claim seems to have a stigma attached to it. However, the law says we are entitled to it and the insurance companies charge us for it, so why do people not claim their dues? Partly because actually making a claim can seem so daunting with complicated forms and awkward questions. It just puts a lot of claimants off.
What injured parties should do is contact Accident Advice Helpline. We handle these claims every day and we have the experience and expertise needed to deal with your personal injury compensation claim quickly and efficiently.
Call our helpline on 0800 689 0500 (landline) or 0333 500 0993 from your mobile phone to speak to one of our friendly advisers. They will make sure everything is in order for you to make your claim.
Date Published: 8th September 2013