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    "If you've been injured through no fault of your own you could be entitled to compensation. If you're unsure if you could claim, I recommend you call Accident Advice Helpline."

    Esther Rantzen

    Insurance injury claims

    Car insurance injury claims

    Personal injury claims are most likely to be a result of a car accident. With the huge number of cars on the roads in the UK, it is not surprising that most of us will be involved in a car accident at some point in our lives.

    A car accident can be a distressing experience. You may be fortunate enough not to be physically injured, although many people will suffer physical and emotional injures as a result of a car accident each year.

    Common injuries from a car accident:

    • Whiplash
    • Head injuries
    • Back injuries

    As well as the physical injuries, you can also suffer emotional injuries such as flash-backs, difficulty with sleeping and depression. If the car accident you were involved in was not your fault then you may be able to claim personal injury compensation.

    Every car owner/driver in the UK is required to have a car insurance policy. There are different types of coverage you may have:

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    Third Party: Third Party insurance is the minimum cover you are required to have by law. This policy is the most basic, and only covers liability to third parties.

    Third Party, fire and theft: This car insurance policy offers the same cover as third party, with the additional cover for loss or damage to your own car as a result of a fire or theft.

    Fully Comprehensive cover: This type of policy offers the most complete level of car insurance protection. Like the above two policies it covers third party liability, but has the advantage of also providing your own car with cover against accidental damage. Fully comprehensive insurance cover is the most extensive type of car insurance cover.

    Claiming for personal injury compensation

    With most car insurance injury claims, compensation cannot be made unless you have purchased additional legal cover with the car insurance policy.

    Fortunately, you can claim personal injury compensation if your car insurance injury claims policy does not provide cover. The requirements are that the accident was not your fault, but that of a negligent or careless third party. It must be possible to prove fault, or the third party should admit liability. The other requirement is that the car accident occurred within the last three years.

    Accident Advice Helpline is a specialist law firm. We are experienced and knowledgeable in helping victims of negligence claim compensation for their personal injury and any financial losses due to a car accident.

    You will be appointed a qualified personal injury solicitor to help you with your claim for compensation. The personal injury compensation claim will be made against the negligent party’s car insurance injury claims policy.

    Contact us today on 0800 689 0500 (landline) or from a mobile phone on 0333 500 0993 to see how we can help you win the compensation you deserve.

    Date Published: 21st January 2013

    Author: paul

    Accident Advice Helpline (or AAH) is a trading style of Slater Gordon Solutions Legal Limited. Slater Gordon Solutions Legal Limited is a company registered in England and Wales with registration number 07931918, VAT 142 8192 16, registered office Dempster Building, Atlantic Way, Brunswick Business Park, Liverpool, L3 4UU and is an approved Alternative Business Structure authorised and regulated by the Solicitors Regulation Authority with licence number 591058 and regulated by the Financial Conduct Authority.

    Disclaimer: This website contains content contributed by third parties, therefore any opinions, comments or other information expressed on this site that do not relate to the business of AAHDL or its associated companies should be understood as neither being held or endorsed by this business.

    No-Win No-Fee: *Subject to insurance costs. Fee payable if case not pursued at client's request.