You as an employer need to avoid injury claims in Stourport-On-Severn
There are many laws and regulations in the UK that have to be complied with if you are an employer. There are employment laws that relate to contracts of employment, sick pay, holiday entitlement and all the other things that are part of the agreement between you and the employee. There are laws relating to wages and salaries to make sure you do not under pay the staff and that you make the correct deductions for tax and national insurance. Then there are the laws relating to health and safety. All the laws carry fines and penalties for not complying, but when it comes to not complying with the health and safety laws, you could be putting some ones life at risk, so there is much more than finances at stake, and you could end up facing an injury claim in Stourport-On-Severn.
Can you have protection from an injury claim in Stourport-On-Severn?
The best way of all is to comply with the laws and protect the health and safety of your employees while in the workplace. Even if you do this, accidents might still happen, but at least you will have done your best to avoid an injury claim in Stourport-On-Severn. The other thing you can do is have employers liability insurance; it is the law that you have at least £5,000,000 worth of cover on one of these policies. The insurer will provide you with a certificate of insurance annually at renewal. You should have this on display for all employees to see, or be prepared to show it them on request.
There are a few exceptions to this rule
You do not need employers liability insurance if your employees are based abroad, and in the course of their work spend no more than 14 days continuously in the UK.
The other main exemptions are:
- Government departments and agencies, local authorities, the police and nationalised industries.
- Health service organisations including NHS trusts, health authorities, primary care trusts and Scottish health boards.
- Some organisations that are financed by public funds such as passenger transport executives and magistrates.
- Family businesses, that are not limited companies, where all the employees are close family members including spouse, grandparents, children, grandchildren, brothers and sisters.
The penalties for not having the cover
The fines for not complying are horrendous, £2500 for each day you are without the prescribed cover. The Health and Safety Executive, who if they call at your premises would expect to see your certificate of insurance on display, monitor this. If it is not and you refuse to make it available for them, there is a fine of up to £1000.Open Claim Calculator
If you have been injured…..
If you have been injured at work through no fault of your own you’re legally entitled to claim compensation for your injuries. Accident Advice Helpline have been helping claimants get the compensation they deserve for over 13 years. Your employee should give us a call on our free helpline, 0800 180 4123 for all the free advice and legal support they will need when it comes to dealing with an insurance company for their claim. .