Car crashes can be a very traumatic experience for all involved, but never more so than if you were injured in a car crash that was not your fault. It is no wonder that in this situation, innocent victims make a personal injury claim in Amber Valley.
The causes of car crashes that result in a personal injury claim in Amber Valley
The most common cause of any road traffic accident is a lack of concentration on the part of the driver. Drivers can be very easily distracted and it only takes looking the wrong way for a couple of seconds for an accident to happen. Some of the things drivers try to do while in charge of a motor vehicle can be surprising, such things as:
- Doing their hair or make up in the rear view mirror
- Reading a map which they have spread out on their lap, or on the seat next to them
- Reading something else
- Texting on their mobile phone
- Eating and drinking
- Tuning their radio
- Watching something that is happening at the roadside
A driver needs to concentrate 100% while at the wheel, and there is a train of thought that says this is why motorbike riders make better car drivers. As part of the training to ride a motorbike, they are taught how to be aware of everything around them and how important concentration is.
Not obeying road signs, traffic islands, and traffic lights are another cause of accidents, as is speed. Speed limits are there for a reason and ignoring them can have fatal consequences.
Who will settle the personal injury claim in Amber Valley?
It is illegal for any motorised vehicle to be on UK roads without insurance and it is these policies that settle personal injury claims. The silly thing is that no one will have any qualms claiming for the damage to their car, but many victims shy away from claiming for the damage to themselves. Both of these things are paid under the same policy, so why victims feel this way is a mystery.
There is also the situation where someone’s car insurance is invalid, or maybe your accident was caused by a hit and run driver and you do not know who they were. In this situation your claim is referred to the Motor Insurers Bureau (MIB).
The MIB exist to settle claims where there is a lack of insurance and all insurance providers that sell motor insurance have to be a member. Each year they have to pay a levy to the MIB based on their turnover of motor insurance business and these funds are used to settle the compensation claims.
Making your claim
If you have been injured in a car crash, or any other accident that was not your fault, you should be checking with Accident Advice Helpline to see if you are entitled to compensation.
You can do this by completing our 30-second test, which gives you an estimate of the amount, or by calling our freephone helpline number, 0800 689 0500. You can also call us on 0333 500 0993, from a mobile but calls from mobiles will be charged.