How do self employed people make a Holyhead accident at work claim for compensation, when they have no employer to blame for negligence causing the accident they were injured in?
Because they are not employed, does not mean someone else could not be to blame for an accident while a self employed person is at work, and they would be just as entitled to make a Holyhead accident at work claim for compensation.
The types of accidents that could result in a self employed victim making a Holyhead accident at work claim
There are many ways accidents at work can happen to self employed people, such as:
- They could be working on a construction site as a subcontractor, and a trench collapse beneath them causing very serious injuries
- They could be a photocopier engineer and get an electric shock from a piece of office equipment, which should have not have been allowed to happen as all electrical equipment should be regularly tested
- They could run their own delivery business, and trip over an obstruction in a passageway as they are doing a delivery, an obstruction that should have been moved
- They could be a seasonal worker on a farm and be attacked by angry livestock, something a farmer should prevent from happening
- They could slip over on a wet unsigned floor that has just been cleaned as they are about to refit the window display in a shop
We could go on all day about how these accidents could happen, but the point is that in each case, someone else was at fault while a self employed person was just doing their job
Making a Holyhead accident at work claim for compensation
If you work for yourself, and have been injured through the fault of someone else while carrying out your job, you could be entitled to compensation, and you should get in touch with Accident Advice Helpline to find out for sure.
When you make a claim, any extra costs and losses can be reclaimed if your claim is successful, and to some extent this is easy for the expenses because you just keep receipts for everything you have to spend.
For loss of income for the self employed this is not quite so easy, as they have no wage slips to prove their reduced income. A letter from their accountant should suffice, but here another problem can present itself.
In the UK there are over 20,000 accountants, and less than 8,000 of them are qualified, the majority of them doing their job from knowledge and experience. The Inland Revenue, the VAT office and the National Insurance office have no problem with this, but insurance companies, who normally settle the claims, do.
They will insist on the information being provided by a chartered accountant, and this can involve quite a hefty fee for the victim, because a chartered accountant will insist on examining the business records before giving their opinion on the reduced income. At Accident Advice helpline, we will make sure that even this is reclaimed,
Date Published: 22nd September 2014