Accidents at work are pretty rare nowadays. The Health and Safety at Work Act has changed the way employers approach the safety of the workplace, and the safety of the people who work there. Accidents and injuries are very low, although of course they do still occasionally take place. Some can potentially be prevented, too. A common question people ask when they have been hurt and are considering making a compensation claim is this: “Would an employer lose money because of my claim?”
What would your answer be?
Some people are focused on making a claim because they have suffered serious injuries that have changed their lives. They may think little of how this situation might impact their employer, because they were negligent and caused the accident to occur in the first place. However, some people do ask if their employer might lose money – particularly if they are a small employer with a small business.
Two-thirds of people taking part in our recent survey didn’t believe the employer in this situation would be left out of pocket. They were correct, too, as all employers must have employers liability insurance in place. This form of insurance must be held by all businesses, and provides essential cover for these kinds of situations. As such, if an employee did make a claim and they were successful, the employer’s insurance would pay out the compensation and cover the legal fees of the employer. The employer would not actually pay anything out of their own pocket.
Finding out more about the likelihood of claiming
“Will my employer lose money because of my claim?” Now you know the answer to your question, you may wish to find out more about the likelihood of making a successful claim in the first place. This would be a good idea to do if you have suffered some kind of accident or injury in your workplace in the past three years.
Accident Advice Helpline has a team of lawyers, one of whom could tackle your case on your behalf. Make sure you contact us before you do anything else, on 0800 689 0500. You won’t pay for the call, and you could end up making a successful no win, no fee* claim. You won’t be at financial risk either, so you really do have nothing to lose by trying to claim.
Date Published: May 3, 2016
Author: Allison Whitehead