If you’ve suffered an injury through no fault of your own while test driving a new or used car, you could be in a position to make a test drive accident claim. The rules of the road are no different whether you’re on a test drive or whether you’re driving your own car; you should take responsibility for your own driving. However, if you have an accident that was caused by the carelessness of another driver and are injured, you may be entitled to claim compensation from him. There is a difference, however, in that you are driving a car that is not your own. The vehicle still belongs to the dealership, and it is their responsibility to make sure that it is roadworthy and safe before it is allowed to be taken for a test drive.
Who is responsible?
To expand upon the above information, essentially you are responsible for your driving, but the dealership is still responsible for the condition of the vehicle it has temporarily signed over to you. At Accident Advice Helpline, we can help you to untangle the rights and wrongs relating to your test drive accident, and if you have grounds for making a test drive accident claim, then our team of expert lawyers are all prepared to work on a strict no win, no fee* basis in order to secure you the best possible financial settlement.
If you’ve crashed a car on a test drive through your own misjudgement, then it’s your responsibility, and you’ll be liable for any damage to the vehicle, as well as any associated property damage. However, if the test drive accident was caused by another driver or vehicle and you were injured, you may have a case for compensation against him. Thirdly, if the crash was, in fact, caused by a fault in the test drive vehicle that you couldn’t have been aware of beforehand, such as faulty brakes or steering, then this could qualify as grounds for a compensation claim against the dealership.
Making a test drive accident claim
If you are taking a test drive with a reputable car dealer, then any compensation you are awarded will be paid for by its insurance policy. It is possible, however, that a dubious car dealer may not have insurance; this does not necessarily mean that you can’t claim, but as a general rule, you should always make sure that a car is insured before taking it for a test drive.
Another possibility is that you may have an accident that doesn’t involve driving the car, such as an injury getting into or out of the vehicle. Again, if this was due to a fault in the car, such as jagged metal protruding from the seat or door, then you could have grounds for a test drive accident claim. If after reading the above, you think you may want to make a test drive accident claim, call our free helpline on 0800 689 0500, or text claim365 to 88010, and we’ll get back to you at a time that’s convenient for you. Alternatively, call Accident Advice Helpline from your mobile on 0333 500 0993.
Date Published: June 3, 2015
Author: David Brown