The aftermath of personal injuries suffered from accidents, be they on the road, at work or simply when out and about, can be a confusing and daunting time. Keeping a clear, analytical head is far from easy, but it is vitally important.
Making an accident claim
Making accident claims can see you get the compensation you deserve for your accident and subsequent suffering. However, certain criteria need to be met in order for your accident claim to have a valid chance of success.
Some of the immediate things to consider when making a claim include:
- When, where, and why
In order for an accident compensation claim to be valid, your accident needs to have occurred within the last three years. There are a few exceptions to this rule – health problems in later life from the inhalation of toxic fumes from working with asbestos, for example – but generally three years is the cut off point for compensation claims.
The ‘where’ factor of your accident establishes who your claim will be against. If you suffer an accident at work, then your claim will probably be against your employers while road traffic accidents usually involve another motorist. Finally, slips, trips and falls in public will involve the local authority.
Last, but by no means least, is the ‘why’ element. Assessing fault is an absolutely key part of the claims process. If your accident and personal injuries were the fault of someone else, or were caused by their negligence, then your accident compensation claim has a good chance of success.
- Details, details, details
Quite simply, the more comprehensive your stack of evidence, the more chance you have of receiving significant accident compensation. For road traffic accidents, key weapons in your arsenal include:
– Contact and insurance details of any other drivers or persons involved.
– Witness statements
– Photographic evidence. (Take as many pictures as possible.)
In other cases, further information that may help your compensation claim would include doctor’s reports detailing the extent of your injuries and, for construction site accidents, reports on the health and safety of the site as a whole and maintenance and repair records for any machines involved.
- Expert opinion
If you are still unsure over the validity of your claim, help is at hand. Ultimately, unsuccessful claims are a stressful waste of time so it’s important to be sure before pursuing.
The experts waiting at the end of Accident Advice Helpline’s free phone service can help guide you.
Date Published: November 3, 2013
Author: David Brown
Category: Personal injury claims