One of the first questions we get asked at Accident Advice Helpline, by people considering compensation claims, is how much those claims are likely to be worth. In fact, you do not even need to speak to us to find this out – you can use the accident claim calculator on our website. The calculator uses average injury compensation rates for different kinds of injury to work out what kind of payout you are likely to receive. It means that you only need 30 seconds to check whether or not it might be worth your while to claim.
For a more in-depth assessment, you can fill out our online compensation claim form or call our helplines, which are open round the clock. Our specially trained staff will be happy to discuss your situation and provide you with an assessment. While we cannot guarantee to win every case and some injury compensation rates are less reliable than others, we find that we are usually close to the mark. Since we only take a fee if the claim is successful – and then we usually take it from the other side – your risks are very low.
How compensation is calculated
Compensation payouts usually comprise several different aspects:
- Money to make up for your suffering
- Money to help you live with a lasting injury
- Money to cover your expenses, including loss of earnings
Several other factors affect how much you are likely to receive. As younger people are expected to have to live with the consequences of an accident for longer, they are usually awarded more. Women are often awarded more than men if they suffer scarring on a part of the body that is normally visible, because of the social impact this is likely to have on them.
Types of injury
Different types of injury attract different injury compensation rates, because of how they are likely to impact on the victim’s life. For instance, loss of a leg usually leads to permanent difficulty in getting around, so is considered more serious than an injury that does less to limit the victim’s future activities. How compensation is worked out can depend to an extent on the lifestyle and occupation of the victim. For instance, an artist could expect to receive a higher than average payment for lost fingers because of the lost work opportunity such an injury would represent to them.
Psychological injuries are also taken into account in compensation claims. If somebody is really troubled by their injury and suffers deep depression as a result, they will normally be awarded more than somebody who is able to pick themselves up and carry on as normal, even if the injury itself is the same.
Settling a case
Injury compensation rates are not always settled by a court. Sometimes both sides in a claim agree to reduce legal costs by settling out of court. This can work out just as well for victims as taking the case all the way. It often means you will get the money more quickly. If this is an option, your solicitor will handle the negotiations and establish what rate of compensation you are happy to accept.
Date Published: September 26, 2013
Author: David Brown
Category: Personal injury claims