At Accident Advice Helpline we are often contacted by people who want to know if it is possible to make a hit and run accident claim. The good news is that there is a special body, specifically tasked with compensating victims of accidents of this sort.
The Motor Insurers’ Bureau (MIB) was set up by the insurance industry, in partnership with the Secretary of State for Transport. Its sole purpose is to ensure that no-one misses out on receiving compensation, just because they were unlucky enough to be hit by someone who fled the scene.
Claims against the MIB are subject to the same kinds of legal tests as those applied to other kinds of road traffic accident claims. This means that it is vital to have good representation. Fortunately, we can help and even better, our fee system means you do not have to wealthy to gain access to the justice you are entitled to.
As with many other categories of accidents, successful hit and run claims can only be made if you carry out a small number of important tasks without delay. The first is to make sure you seek medical treatment for your injuries, even if you think you will recover by yourself. This will guarantee that there is an expert medical opinion of your injuries, which can be presented in court.
You must contact the police within five days if you wish to claim for property damage, which includes damage to your vehicle or within 14 if you only wish to claim in relation to your injuries. The third requirement is that you notify your insurance provider as soon as possible.
It is possible that either the police or your insurance company may eventually be able to find the person responsible for the accident, in which case you will be able to make a claim directly against him or her. If this does not happen, give us a call and we will help you decide if it is worth your while making a claim against the MIB.
How we can help?
Calling us at Accident Advice Helpline is free of charge, no matter how you choose to proceed, so it is always worth talking to one of our advisers. We can usually let you know straight away if your claim is valid and can go on to discuss what options are available to you.
If you only wish to make a claim for personal injury compensation you can do so at any time within three years of the accident occurring. However, if you wish to make a claim against the MIB for property damage, you must do so within nine months.
If you decide that you would like us to take your case, we will put you in touch with an expert road traffic accident solicitor who has dealt with MIB cases before. Because the MIB will have good representation it is important that you do also.
The average high street solicitor will not be nearly as effective in dealing with a complex road accident case. You will be able to speak with our specialist solicitor over the phone and we will keep everything as simple as possible for you, while you recuperate.