Accident prone Australian travellers are claiming six-figure insurance pay-outs for overseas accidents, figures released by Southern Cross Travel Insurance reveal. One holidaymaker claimed $447,000 for tripping down a flight of stairs in Canada, after they required surgery for internal bleeding and a broken back. Another traveller successfully claimed $70,000 for a fall in a car park in the US, which left them with a broken wrist.
The CEO of Southern Cross Travel Insurance said that medical costs overseas could quickly add up, especially for those travelling in Canada and the USA. The most expensive countries for insurance claims were the US, followed closely by Thailand, England, France and Canada.
Many US hospitals request a deposit be paid prior to any medical treatment commencing – this can often be as much as $10,000. Having a travel insurance policy, which costs less than $50, in place is essential so you can eliminate the need to pay this deposit out of your own pocket.
If you travel without insurance in place and you are injured whilst on a package holiday, through no fault of your own, you may be able to make a claim for compensation against your tour operator.
Injured on holiday?
Holiday insurance is designed to protect you, no matter what happens on your travels. You should always make sure you take out travel insurance and that it covers you for the country or countries you’re visiting. You should also check exactly what is covered by the policy. If for any reason you can’t claim under your policy, or you don’t have travel insurance in place, you may be able to make a claim for compensation if you’re injured. It’s worth remembering that you can only do this if you’re on a package holiday. Those booking their flights and hotel independently will usually be ineligible to make a claim. This is because claims are usually lodged against the tour operator which has arranged your holiday.
If you need to make a claim for personal injury compensation after your holiday – for example, if you’ve been struck down by food poisoning on a cruise – contact Accident Advice Helpline. Because we’ve been working in the personal injury industry since 2000, we’re able to offer you specialist advice, in confidence, and there’s no obligation to proceed with a claim. No matter how you have been injured on holiday, we can help. We work on a 100% ‘no win, no fee’* basis, so there are no fees to pay upfront, and we’ve even been endorsed by our patron, TV personality Esther Rantzen. Call our freephone helpline today on 0800 689 0500 or 0333 500 0993 from a mobile phone to see how we can help you claim compensation for your injuries.
Date Published: September 16, 2014
Author: David Brown