When claiming for compensation after a road traffic accident, for example, your compensation may include payments for general and special damages. So, other than the injuries sustained following an accident, many people ask, ‘What things can I claim for?’
General damages compensate you for the pain and suffering (including potential psychological effects like anxiety, depression, PTSD, and so on) your traffic accident injury is causing you. It also covers any loss of earnings.
You may also claim for special damages, which may consist of:
- Actual financial loss
- Medical expenses
- Travel expenses
- Cost of Care
- Cost of repairing/hiring a car
The following describes these special damages in a little more detail.
Actual financial loss
Accidents on the road occasionally result in damage to clothing and/or other belongings in the car at the time of the vehicle collision. As these items may need to be replaced, the cost of replacing them may be claimed for under the heading ‘actual financial loss’.
Depending on the severity of the injury you sustained in your car accident, you may require medication or treatments you have to pay for (including private treatments).
It may become necessary for you to pay for taxis or public transport to visit hospitals or other care facilities. Even if someone takes you to hospital appointments free of charge, there may be parking fees, etc.
Cost of care
Some car crash injuries leave victims in need of home care. In other cases, hospitalisation or disability of a person injured in a motoring accident makes it necessary to organise care for dependants (children, elderly or disabled parents or partners). The cost of such care can also be claimed for.
It is likely that traffic-related accidents will cause more or less substantial damage to your car. Depending on the extent of the damage and the amount of excess you have to pay on your insurance policy, it may be more cost effective in the long run to pay for necessary repairs rather than claiming on the insurance. You may also need to hire a car. Both repair and hire costs can be added to a compensation claim. To claim for any of these special damages it is necessary to keep relevant receipts as evidence of the cost incurred.
If you believe you are entitled to passenger or driver injury compensation, but are unsure what to claim for, get some helpful advice from Accident Advice Helpline. Our law firm can also provide you with an in-house lawyer to help you conduct your claim.
Call us today on 0800 689 0500 for more information and a free initial consultation, with no pressure to pursue your claim following our chat.