Whether you can claim compensation if you were injured as a passenger in an uninsured vehicle depends on the circumstances.
Passenger in an uninsured vehicle
Claims for uninsured or untraced drivers are made via the Motor Insurers Bureau. This means as long as you were unaware that the vehicle was not insured, you can still claim for compensation as a passenger in an uninsured vehicle. The Motor Insurance Bureau will, however, not accept passenger injury claims if passengers knew or should have known that the vehicle’s driver:
- Was uninsured or his/her insurance policy was expired
- Stole or unlawfully took the vehicle
- Used the vehicle to avoid or escape from lawful apprehension
- Used the vehicle in the furtherance or course of a crime (including driving without a licence or while disqualified, etc.)
It is clear that proving you knew nothing about the driver’s lack of insurance can be complicated. Our solicitors can help you do this quickly and effectively.
Accident Advice Helpline
Our nationwide legal team has been dealing with untraced and uninsured driver claims for over 15 years. This means they have all the experience, skills and know-how to help you get the compensation your passenger injury entitles you to.
How to claim
Your first step in making a claim is to call our freephone helpline and explain your motoring accident and surrounding circumstances to one of our helpful, friendly advisors. It is imperative to be truthful here, as any falsehoods you may tell will eventually come to light and only result in your case being thrown out. Any details and personal information you provide at this point will be kept strictly confidential.
What happens next
Your advisor will then determine whether you are eligible to make a claim and if so, offer you the services of our in-house solicitors. Please note that you will be under no obligation to accept this offer.
If you do accept this offer, a solicitor with years of experience in handling claims like yours will be assigned to your case to maximise your chance of success. This solicitor will then support you throughout the claim process under a conditional fee agreement.
If you were injured as a passenger in an uninsured vehicle, get helpful advice and/or enlist our services by calling 0800 689 0500 from a UK landline or 0333 500 0993 from a mobile as soon after your accident as possible.
Date Published: March 8, 2017
Author: Accident Advice