Workers Compensation Insurance in the UK
There are a wide variety of insurances that people think they must take care of: car insurance, household contents insurance and travel insurance, for example. Workers compensation insurance UK claims are not the first insurance that people think of when they are making life plans. But it is in fact one of the most important insurances you should be thinking of when you are planning your finances. In what way would you cover your expenses if you had an accident and ended up in hospital? You could be faced with additional childcare costs, taxis, and hospital parking fees on top of everything else. No matter how careful you are accidents can occur while you least anticipate them and they can turn your life upside down.
A workers compensation insurance in the UK can help ease the financial drain
If you have personal injury insurance then it can mean you get a lump sum in the event of an accident causing a long-lasting injury or fatality helping to make life a little easier for your loved ones. This could cover accidents such as road traffic crashes; disasters at work, slipping accidents, mugging claims, accidents in the household, vacation accidents and even upsets while you are shopping. Take our 30-second test to see if you can use our service to help make claim using personal injury insurance.
Can I make a claim?
If there is an accident and it was the fault of someone else, the injured party may be entitled to monetary compensation from the person who caused the injury. Making a claim on Workers compensation insurance UK can help you if you are unable to work due to injuries caused by someone else and is mean you can rest assured that if the worst happens you can keep life going. You will need to provide evidence for the claim, such as photos from the scene, take down any witness details for later evidence.
Note: Accidents that are claimed against for personal injury insurance must have occurred within the last 12 months in England, Wales or Scotland and applicant must have consulted a GP or hospital. There are instances where your plan does not pay out, such as if your injuries are:
- The result of sickness or disease
- The result of your participation in, practising or training for any sport as a professional sportsperson.
Contact Accident Advice Helpline for further information to see how we can advise you on making the next steps on making a claim.
How long do you have to start your compensation claim?
The common rule in compensation claim cases is that court events have to be commenced within three years of the date of the accident happening. There are some exclusions to this rule, for example if you are on a ship, plane or balloon when you are injured, court events should be started within two years of the accident happening. If you take longer than this to start your claim you are likely to be disallowed from pursuing compensation.