Workers compensation claims are payable to employees injured at work through no fault of their own. Their employer has a legal duty of care in the UK to make sure that all staff have a safe working environment. If they fail in that duty, they are liable to pay compensation through their indemnity insurance, which will meet the cost of the claim. Workers compensation claims are paid to employees whose injuries mean their significant pain or suffering makes them unable to work.
Workers injury claims
Generally speaking, a company is not liable for any basic human error that leads to an injury of one to their staff: that is an injury that could not reasonably be foreseen and that occurs not through any procedural failings, but is just a genuine accident. If the employee is him/herself grossly negligent (for example disconnecting a cut-out circuit on a rotary saw) then they cannot claim.
However, if the injured party can prove that their employer should have recognised that the circumstances that led to their injury could have been reasonably expected to do so, then it’s a different matter.
Even something as simple as an office chair giving way underneath a claimant’s weight may give rise to a workers compensation claim if their injuries are severe enough.
Then there are the obvious cases, such as a worker who is electrocuted by a piece of equipment that has failed safety checks but has not been withdrawn from use, or is given the wrong toll to perform a job.
Claim workers compensation today
If you have been injured at work in the last three years, or have developed an industrial disease through exposure to noise or noxious substances, then contact us on 0800 689 0500 or 0333 500 0993 from a mobile phone to get your workers compensation claim started today. You can can also take the 30 second test on this page.
Date Published: 14th February 2012
Author: Rebecca Smith
Category: Accident at work claim