No-one wants to think about being involved in a car accident but right at this very moment, someone has been dealt the hand of fate and is going through a terrible ordeal. For many, this will be the first time that will ever have to deal with their insurance company. Most people only come into to contact with their insurers when a policy is up for renewal.
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If an accident occurs, it is strongly advised that you seek the help of a no win no fee solicitor as soon as possible. For an informal chat with legal professionals in the comfort of your own home, companies such as Accident Advice Helpline can recommend the best way forward. Call the Freephone number on: 0800 689 0500.
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If you want to tackle the legal process yourself, you may come across all sorts of tricks used to make the process as complicated as possible. Insurance companies may throw task after task in your direction, question facts, delay in replying and then look for any reasonable excuse to reduce the amount of compensation requested. A no win no fee solicitor will be well aware of these tactics and nip them in the bud the moment that they start to surface.
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Another common tactic used by insurance companies is to request a medical examination. This will be carried out by one of their doctors.
In a similar manner, they may also ask for a vehicle to be inspected by one of their mechanics to ascertain the level of damage. This usually results in a car being undervalued by hundreds of pounds. The mechanic is employed to appraise the value of the injured party’s car in a negative light.
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Go very careful when talking with the third party’s insurance company as they could record your entire conversation.This will be used to look for information which will shift the blame to you. Such evidence could severely reduce the amount of compensation received or even stop a claim altogether.
A no win no fee solicitor is well aware that an insurance company will not have his client’s interests at heart. As such, he is in a better position to spot this common practises and insist that insurance companies act in good faith.
Date Published: 5th March 2014
Author: David Brown