Are you looking for no win no fee lawyers in Sefton? If so then before you go any further it’s worth finding out exactly what we mean by no win no fee. Although it sounds fairly self explanatory you’ll be surprised at how much difference there is between the firms who offer this deal.
About no win no fee
The idea of no win no fee is very much an invention of the 21st century. It came into being alongside the abolition of legal aid for the vast majority of personal injury claims. In 1998 the Government announced plans to ban legal aid for all claims except those relating to medical malpractice. Instead law firms could work on the basis of no win no fee. In return for the additional risk they would be taking the fees that they would be allowed to pay would be higher.
The idea was to simplify a system that had become complex and was simply not working. There were too many stories of people who were getting into serious debt making claims which they could not afford – not to mention some who were taking advantage of the legal aid system to launch claims which had little chance of success. This left the entire notion of personal injury law open to criticism from almost all quarters – and that’s precisely what it received.
Finding no win no fee lawyers in Sefton
But before you go drawing up a list of no win no fee lawyers in Sefton, it’s a good idea to recognise an important face. Not all no win no fee offers are what they appear.
Some law firms use a form of claims insurance which provides cover for both the client and the law firm in the event of an unsuccessful claim. This is popular because it reduces the risk to all sides. But it’s not exactly no win no fee in the traditional sense of the word. There are premiums to pay and these may turn out to be pretty high. Equally, insurance firms have an innate talent for getting out of paying up and some will use a device known as an excess. If legal fees creep up beyond a certain level they will not have to pay anything more, so even though you have claims insurance you could find yourself forking out over and above the odds.
Choosing between different law firms
The no win no fee offer also serves as a useful mechanism for some firms in hiding the true extent of their charges. There can be substantial variation between different firms so if you’re not careful you could find yourself in for a nasty surprise when the time comes to pay the bills.
So, if you’re looking to find no win no fee lawyers in Sefton, a good place to start is by calling us on 0800 689 0500, or 0333 500 0993 from a mobile.
Alternatively, you could visit www.accidentadvicehelpline.co.uk for more information.
Date Published: 5th August 2014
Author: David Brown