The insurance company who pays for personal injury accident claims money are the sort of insurance company that provide a range of insurance policies. These can include:
- Car Insurance
- Employer’s Liability Insurance
- Personal Liability Insurance
- Small Business Insurance
- Professional Indemnity Insurance
Who pays for personal injury accident claims?
If you have been injured in an accident that was not your fault it is likely that one of these types of insurance policy will be used to pay your claim.
Company who pays for personal injury accident claims – car accident
You will need to identify the company so that you can make a claim for compensation. You can get help with this from a specialist law firm like Accident Advice Helpline. They help thousands of people to make claims every year. Start by contacting their 24 hour helpline on 0800 689 0500 or from your mobile on 0333 500 0993. Then take the unique 30 second test to see if you have a valid case for a claim. Once this is over your claim can really start.
Company who pays for personal injury accident claims – workplace accident
If you have been injured in work in an accident that was not your fault you may be able to make a claim from your employer. This may involve an Employers Liability Insurance company paying the money. Accident Advice Helpline will be able to allocate you a personal injury lawyer who is an expert in Employers Liability claims. They will be offered from our extensive in-house team of lawyers.
Company who pays personal injury compensation claim – small business insurance
Some small businesses take out a small business insurance policy that is tailored specifically to the needs of small business. If you are making a claim against a small business then this sort of policy may be involved. You may be claiming because you had a fall in a small shop, for example. If the fall was the shop owner’s fault you may have a successful claim.
Whichever type of insurance company pays your compensation; you will need to provide some basic details of the claim. These can include:
- Details of the accident
- Details of your injury
- Details of all the medical attention that you have required
- Details of any medication (e.g. painkillers) that you have taken
- Details of any psychological symptoms (e.g. anxiety or depression)
- Details of any money that you have lost as a result of your injury
It may be helpful to keep a note of this information in case you are asked about it as the claim proceeds. You may also be asked to provide receipts and invoices etc. for any money that you have had to spend. Photographs or plans of the accident are also useful in some claims.
Date Published: 3rd May 2013
Author: Sharon Parry