Employees making claims on small companies’ liability insurance can be a big headache for business owners. Not only does it mean their premiums will likely go up, but they will typically have to make some form of contribution to any pay-out if it turns out that a worker was in fact injured in an accident that was not their fault.
According to an April 2014 survey by the insurer AXA, 24% of SMEs had experienced at least one employee making a claim against their liability insurance in the preceding five years. Many said they were concerned that it was too easy for employees to commit fraud by exaggerating their injuries, with 84% saying they thought the UK had a “compensation culture” in this area.
Well, they would say that wouldn’t they? No business owner likes to have to pay out money if it could be avoided, and whilst there is undoubtedly a problem with compensation fraud in the UK, personal injury law is there to make sure that workers are not made to suffer at the hands of negligent employers.
As such, if you’ve been injured in an accident that was not your fault while you were at work, you should not hesitate to look into the possibility of seeking a compensation pay-out with the aid of a top 100% no win no fee personal injury solicitor.
Employment injuries and whiplash injury in Cardington solicitors
In days gone by, before the labour movement fought successfully for more rights for workers, employers could pretty much get away with injuring their workers in accidents that were not their fault. There was no personal injury law to protect employees, and certainly no 100% no win no fee personal injury lawyers. This meant that some workers could lose their livelihoods as a result of sustaining a nasty injury while performing their duties.Open Claim Calculator
These days, fortunately, workers who are injured in accidents that were not their fault do have the option of retaining the services of a top-class 100% no win no fee Cardington solicitor if they are hurt. While some business owners might complain that it is too easy for workers to make claims, only the most mercenary would argue that the people who work for them should not have some sort of course for redress if they were to be injured.
Accident Advice Helpline
If you’ve suffered a whiplash injury in Cardington at work for which you required medical treatment, you could have a compensation claim on your hands. You can find out if this is the case by calling the Accident Advice Helpline on 0800 689 0500 or from your mobile on 0333 500 0993. Calls are free and lines are open 24 hours a day.