Whiplash injuries are just one type of injury that can happen in an accident that was not your fault. They can happen very easily in a multitude of different ways, and like all injuries caused by someone else, could mean you are entitled to make a personal injury compensation claim.
What is a personal injury compensation claim?
The dictionary definition of a personal injury is an injury to the body or mind of a person, rather than to their property.
Compensation is something given to someone else in recognition of the fact they have been injured in some way, usually in the form of money.
The claim part is because it is unusual for the compensation to be offered freely, and if it is, generally it is for a lower amount than it should be.
Put them all together and you have a personal injury compensation claim – money claimed by a faultless victim of an accident from the person that caused it.
Why should the guilty party pay if they have caused whiplash injuries?
When someone is injured, apart from pain and anxiety, some injuries can be life changing. It is also inevitable that they will incur extra expenses for such things as travelling costs, medical expenses, they might need help around the home or with the children, they might even have to move home to be able to cope with their injuries.
If they find themselves in this situation, why should they have to pay for all this themselves, when it is because of someone else they have to deal with all this? The person who caused it should be made to compensate the victim, which is what UK law says.
This is not just something that happens just in the UK though. Although some countries rules are different to ours, the principle of receiving compensation for injuries caused by someone else is the same in most of the world.
How is whiplash injuries compensation paid if the guilty party does not have the money?
In most personal injury claims cases, the compensation is actually paid by an insurance company. Most situations are covered by some sort of policy and part of the premiums we all pay is for third party compensation claims. It is not very often the responsible person has to pay the money out of their own pocket, and the main exemption to insurances are government departments and agencies that pay it out of their own funds. Because they are aware this will happen, money is set aside by them each year to cover any claims they receive.
Is help available to claim whiplash injuries compensation?
All a victim needs to do is to contact Accident Advice Helpline for all the help and advice they will need when making a personal injury compensation claim.
This can be done by either calling our freephone helpline on 0800 180 4123, or by completing our online 30 second test or claim form.
Date Published: 8th May 2014
Author: Rebecca Smith
Category: Whiplash claims