Have you heard the term ‘where there’s blame there’s a claim’? We assume you probably have, because the suggestion ‘where there’s blame there’s a claim’ was used in a famous marketing campaign a while back now. However, this only gives an overview of the idea of making a claim.
It also puts the onus squarely on the claims process, and fails to look at the personal cost an injury might entail. Indeed, blame may not just be associated with injuries; it may also be associated with certain illnesses people develop if they have been exposed to substandard working conditions. As you can see, while ‘where there’s blame there’s a claim’ is merely a marketing slogan, it barely scratches the surface of why a personal injury claim might be made.
Accidents on the roads
Did you know just 3% of drivers have taken additional instruction or driving lessons after passing their test? We are all prone to develop lazy habits, and this can lead to an increased likelihood of suffering an accident on the roads. Yet even if you have taken extra lessons and you do all you can to be a safe and responsible road user, the same may not apply to other people.
There could be a time when your path is crossed by someone who simply didn’t see you, and they drive into you or run you over. You can understand the term ‘where there’s blame there’s a claim’ in this instance. If you are injured in the accident and you can prove the other party was to blame, then you do indeed have a good chance to seek redress via a financial compensation claim.
If you have been in any type of accident on the roads, whether you were a pedestrian, a cyclist, a motorcyclist, a passenger in a vehicle or the driver of a vehicle, you may also experience psychological issues following the collision. It doesn’t just happen to people who are badly injured, either. Mind is a mental health charity that provides extensive information on all mental health issues. These include depression and anxiety – two conditions that can easily arise following an accident in which you were injured. For example, you may find you cannot easily get back in a car again without experiencing some fear of the accident repeating itself.
When considering the idea ‘where there’s blame there’s a claim’, a lawyer may be able to consider the chances of claiming for emotional distress and psychological issues if there is proof and an official diagnosis to back this up.
Accidents in the workplace
Of course, accidents do not simply happen on the roads. They can also occur in the workplace. With that said, the advent of the Health and Safety at Work Act 1974 greatly reduced illness, injury and deaths in the workplace, and continues to do so today. An overwhelming majority of employers do all they can to ensure all their employees are always safe.
The term ‘where there’s blame there’s a claim’ applies in the workplace too. The Health and Safety Executive states that for the year 2015-16, some 1.3 million people were suffering from an illness related to the work they do. The Labour Force Survey also stated 621,000 injuries were suffered by those at work.
Mental health at work
But it’s not just injuries we need to be aware of. Some people suffer other conditions as a direct result of their work, too. Stress, anxiety and depression can all affect people at work. The most recent estimates for 2016 (as per the Labour Force Survey) reveal 11.7 million working days were lost because of these conditions in that year alone. Stress can permeate every part of your life. You can dread going to work because of how it makes you feel. You may find you can no longer do your job.
If you should develop stress and you think your work is responsible, speak to your GP as soon as possible and explain how you feel. They should be able to offer advice and support, and recommendations for getting treatment. You will also then have your visit and diagnosis recorded on your medical records. This could be vital if you do go on to make a compensation claim later because of your situation.
80% of all work-related conditions that were self-reported during 2015-16 were connected to stress, depression and anxiety, as well as musculoskeletal disorders. Clearly, some conditions are far more common than others.
Understanding the reasoning behind the message ‘where there’s blame there’s a claim’
No one should have to suffer from injury or illness that was ultimately caused by a third party. This may mean another driver, an employee or your employer. It may be useful for you to know there is a three-year period during which you can make a compensation claim if you believe you have a chance of receiving a compensation award.
This doesn’t apply in cases where a person has developed an illness years after being exposed to poor working conditions. The best examples to give here are those relating to asbestos exposure. In the past, people did not know how dangerous asbestos was. People regularly worked near it and had no idea it may later cause them to fall ill. If you have developed an illness related to asbestos, do seek advice from us today at Accident Advice Helpline. We do deal with historic cases such as these as well.
We can help you to make a claim
So, while ‘where there’s blame there’s a claim’ is a familiar term to us, we can see it has a proper meaning too. If you’ve been injured or made ill and it wasn’t your fault, it’s worth finding out if someone else was to blame. Call us today on 0800 689 0500 or call 0333 500 0993 if you have your mobile to hand. You may soon be represented by a personal injury lawyer from our team – someone who can accept your case on a no-win, no-fee basis to give you peace of mind.
Date Published: 23rd April 2014
Author: David Brown