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    "If you've been injured through no fault of your own you could be entitled to compensation. If you're unsure if you could claim, I recommend you call Accident Advice Helpline."

    Esther Rantzen

    What is accident insurance?

    It’s a chilling statistic that each and every day on UK roads, about 140 people are involved in injury or fatality accidents. If you think about it that’s perhaps equal to those attending a fair-sized wedding reception, every 24 hours. Get the picture? Fortunately, the laws of this land demand that all motorists must have accident insurance, not just for their own sake but for their fellow drivers should they be involved in a crash or impact where someone’s hurtBut what is accident insurance? What does it cover exactly?

    Easy as ABC

    It’s a fact that most car insurance claims are dealt with over the phone and very few cases end up in court. The exact amount of money that you will get or the amount of time that it will take to settle your claim cannot be guaranteed.  Calling Accident Advice Helpline for the right information as to how to claim compensation following an accident which was not your fault is as easy as ABC. Our friendly advisers, on our 0800 689 0500 number will ask you a few simple questions and then get the claims process rolling should you qualify with flying colours in this short 30-second test.

    The next step will be to put you in touch with one of our in-house lawyers; as mentioned, the whole claim could be handled over the phone. We work on a no-win, no-fee basis and will do our very best to win your claim.

    Remember, the law requires that everyone in control of a motor vehicle on a public road or highway should have a valid policy of motor vehicle insurance. What’s more, that this should be able to meet any road accident compensation claims.

    What is accident insurance

    The technical name for this motor insurance is third party liability insurance. So, in answering the question what is accident insurance the law is very clear cut. If you are an innocent accident victim you are considered a third party by a vehicle insurance company as your involvement in the accident is totally by chance, or by fate if you like.

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    Compensation is yours by right

    In further reply to the question what is accident insurance – well, in a nutshell, two things really. It protects all and in the unfortunate circumstance of you having to make a claim against a careless driver, it can be your golden ticket to compensation which is yours by right.

    Claim within 3 years

    All claims have to be submitted within 3 years from the time of the accident. If you don’t do this, well, you’ll have the rest of your days to contemplate what might have been in the compensation stakes.

    So, seriously, don’t delay in calling Accident Advice Helpline to get the process under-way. You know it makes sense. Call us on 0800 689 0500 or 0333 500 0993 from your mobile phone.

    Date Published: 22nd January 2013

    Author: David Brown

    Accident Advice Helpline (or AAH) is a trading style of Slater Gordon Solutions Legal Limited. Slater Gordon Solutions Legal Limited is a company registered in England and Wales with registration number 07931918, VAT 142 8192 16, registered office Dempster Building, Atlantic Way, Brunswick Business Park, Liverpool, L3 4UU and is an approved Alternative Business Structure authorised and regulated by the Solicitors Regulation Authority with licence number 591058 and regulated by the Financial Conduct Authority.

    Disclaimer: This website contains content contributed by third parties, therefore any opinions, comments or other information expressed on this site that do not relate to the business of AAHDL or its associated companies should be understood as neither being held or endorsed by this business.

    No-Win No-Fee: *Subject to insurance costs. Fee payable if case not pursued at client's request.