It’s a chilling statistic that each and every day on UK roads, about 140 people are involved in injury or fatality accidents. If you think about it that’s perhaps equal to those attending a fair-sized wedding reception, every 24 hours. Get the picture? Fortunately, the laws of this land demand that all motorists must have accident insurance, not just for their own sake but for their fellow drivers should they be involved in a crash or impact where someone’s hurt. But what is accident insurance? What does it cover exactly?
Easy as ABC
It’s a fact that most car insurance claims are dealt with over the phone and very few cases end up in court. The exact amount of money that you will get or the amount of time that it will take to settle your claim cannot be guaranteed. Calling Accident Advice Helpline for the right information as to how to claim compensation following an accident which was not your fault is as easy as ABC. Our friendly advisers, on our 0800 689 0500 number will ask you a few simple questions and then get the claims process rolling should you qualify with flying colours in this short, 30-second test.
Court will pay costs
The next step will be to put you in touch with one of the hundreds of solicitors we work with in the UK and we’ll be bound to have one near you but, as mentioned, the whole claim could be handled over the phone. They work on a no, no fee basis and will do their very best to win your claim. In the event of the claim failing, you’ll have nothing to pay anyway.
Remember, the law requires that everyone in control of a motor vehicle on a public road or highway should have a valid policy of motor vehicle insurance. What’s more, that this should be able to meet any road accident compensation claims made by “innocent accident victims.”
What is accident insurance
The technical name for this motor insurance is third party liability insurance. So, in answering the question what is accident insurance the law is very clear cut. If you are an innocent accident victim you are considered a third party by a vehicle insurance company as your involvement in the accident is totally by chance, or by fate if you like.Open Claim Calculator
Accident Advice Helpline is regulated by a Government department – the Solicitors Regulation Authority – as of course are our affiliated UK lawyers. And to keep everyone on their toes, our patron is the TV consumer champion and public rights campaigner, Esther Rantzen.
Compensation is yours by right
In further reply to the question what is accident insurance – well, in a nutshell, two things really. It protects all and in the unfortunate circumstance of you having to make a claim against a careless driver, it can be your golden ticket to compensation which is yours by right.
Claim within 3 years
All claims have to be submitted within 3 years from the time of the accident. If you don’t do this, well, you’ll have the rest of your days to contemplate what might have been in the compensation stakes.
So, seriously, don’t delay in calling Accident Advice Helpline to get the process under-way. You know it makes sense.