The issue of liability is not always clear-cut in Warrington accident at work cases. Even when your employer’s carelessness was clearly the primary cause of your accident, your employer’s insurance company may argue that you were partly to blame.
The issue of partial fault can become a major issue in any accident at work claim. Your employer’s insurance company may reduce your compensation settlement in proportion to your degree of fault, leaving you with a settlement that does not meet your ongoing needs.
Why you should be wary about discussing your Warrington accident at work
The steps you must take after your Warrington accident at work will be laid out in your employer’s policies and procedures. In most cases, you will be obliged to report your accident to your employer and assist them with their enquiries. However, you must take care not to make any statements that could later result in a rejection of your claim or a reduction in your compensation settlement.
The aim of your employer’s insurance company is to settle your claim for as little money as possible and their staff will try to manipulate your side of the story and get information out of you that they can use to deny or limit your compensation claim. For this reason, you should always contact Accident Advice Helpline and consult our experienced personal injury lawyers before discussing your claim with your employer’s insurance company. We will advise you to:
• Be calm and respectful at all times
• Stick to the facts
• Answer questions truthfully, but do not volunteer any additional information
• Politely decline to answer any questions if you feel they may jeopardise your case
• Refrain from signing any documents without first understanding the implications
The bottom line is that any statements you make to your employer’s insurance company could potentially be misconstrued or used against you to limit the amount of compensation they have to pay you.
How a Warrington accident at work lawyer could help you
At Accident Advice Helpline, our experienced and compassionate legal team will help you to seek full and fair compensation for the injuries and financial losses you sustain as a result of your Warrington accident at work.
If you want to maximise your claim’s potential, you should contact us via our freephone helpline or 30-second test before talking to your employer’s insurance company. We handle accident at work cases on a daily basis, and we will ensure that we obtain an appropriate award of compensation on your behalf.
Date Published: 14th November 2014
Author: Jan Newell