If you’re currently in the process of renovating a house and are hiring a number of tradespersons as part of the process, it will be likely that you might have been given the very sound of advice of asking the workers you consider taking on about their liability insurance status.
You will always, without exception, want to make sure that you are hiring a trader with decent liability insurance behind them. If your trader has this in place, it will typically mean that their insurance provider will cover any compensation you were due if the trader in question were to damage your property or cause you or anybody else in your family an injury in an accident that was not your fault.
But when is a good time to broach the subject of liability insurance? If you want to be completely on the safe side, it will be before you even have a trader round to quote. This way you will be sure that any mistake your trader makes throughout your whole relationship will be covered. Imagine if your trader caused you an injury in an accident that was not your fault for which you might be due a Warrington accident at work compensation pay-out on the day he or she came round to give you a price.
Traders and Warrington accident at work compensation
Picture the scene; you have a builder coming round to take a look at your attic. You’re thinking of doing a loft extension. He is punctual, polite and looks to be well turned out. You’re impressed, and his conduct gives you no reason to believe that hiring him might lead to you being injured in an accident that was not your fault and subsequently being left in a position where Warrington accident at work compensation might be an option.
He goes up a ladder to take a look in your attic. Just as gets to the top, he accidentally knocks a large, heavy box on top of your head. This causes you a serious injury. Under these circumstances, you might well be in a position to make a claim for Warrington accident at work compensation. If the trader did not have liability cover, you might have trouble receiving it.
Call the pros
Regardless of whether your trader has liability cover or not, you’re going to need the services of a top 100% ‘no win, no fee’ personal injury law firm such as Accident Advice Helpline if you have plans to make a claim for Warrington accident at work compensation. With this in mind, pick up the phone and call free on 0800 689 0500 or 0333 500 0993 from a mobile phone for free, no obligation advice about making a claim.
Date Published: 21st September 2014
Author: David Brown