If you’ve been hurt in a road traffic accident within the last three years in an incident which was not your fault, you may be legally entitled to pursue a claim for personal injury compensation.
Road accident injuries of course vary considerably in severity, from slight whiplash to broken bones, head injuries and fatalities.
But you may be able to claim whether you were involved as a passenger, driver, cyclist, motorcyclist or you were on foot at the time. The two key criteria for being able to claim are that the accident must be due to another party’s negligence (and you must be able to prove this) and the incident must have happened no longer than three years ago.
How long do vehicle accident settlements take to sort out?
If you’re wondering how long it takes to finalise vehicle accident settlements, the short answer is that it’s almost impossible to predict accurately how long any claim may take to resolve.
But essentially there are two key factors which come into play with all personal injury claims:
- Liability – in other words, who is to blame for both the accident and the resulting injury
- Medical evidence – the proof that the injury was indeed caused by the accident and an assessment of the harm it has caused
While a medical report can generally establish the link between an accident and an injury quite easily, more than one report may be needed, or a course of, say, physiotherapy may be needed before a final medical opinion can be given on the full extent of your injuries and the effect these have had on your life.
So it may not be advisable to complete vehicle accident settlements until you have either made a complete recovery or until a clear medical prognosis is in place, with a report from an independent medical expert. Since vehicle accident settlements are made on a “full and final” basis, and can’t be changed at a later date, it may well be worth the wait.
Equally, the more serious or complicated your injuries, the longer gathering medical evidence takes, and this can also mean your claim takes longer to settle. You may be able to secure an interim payment in the meantime, however.
If your opponent denies liability, this can also extend the time frame.
A road accident claim can be a complicated, protracted business so you need the best help you can get in pursuing it. Contact Accident Advice Helpline today.
To discuss your claim with an expert adviser dial 0800 689 0500 now.