Accidents happen every day. Across the UK, people are becoming injured in accidents through no fault of their own. If you are one of these people, then the value of personal injuries will be negative – impacting upon your physical and emotional health and potentially impacting your finances.
To turn this into a positive, compensation claims ensure that the value of personal injuries is taken into account and then provided back to you as a lump sum of money.
How is the value of personal injuries calculated?
Compensation is based on a number of factors, including:
- The type of injury you have suffered, and its severity
- Any loss of earnings due to an inability to work in the short or long term
- The emotional impact of your injuries
- Care costs
- Medical bills
- Equipment costs or home modifications (for example, if your mobility has been affected and you require a wheelchair)
For those who have been injured severely with irreversible consequences, then the value of personal injuries will be more than those who have suffered only minor problems. For example, if someone has been paralysed as a result of their injuries, then they may not be able to work and will be missing out on income. Compensation will account for loss of earnings to date, plus any lost earnings in the future including pay rises, inflation and pension contributions.
By contrast, for those who are able to return to work straight away and who have not incurred any expenses as a result of their injuries, then the value of personal injuries and their compensation amount will be lower.
How do I make a claim for compensation?
Firstly, you should check you are eligible to make a claim. If your accident happened in the last three years due to someone else’s negligence (perhaps your employer, another road user, or your local council), and you needed medical attention from your GP or hospital, then you will probably be able to make a claim. To confirm this, you can call the Accident Advice Helpline on free phone number 0800 689 0500.
Next you should make sure you have at least some of the following information to hand:
- Your doctor’s report confirming your injuries
- Details of your lost earnings, if you have been unable to work
- Receipts for expenses
- Contact information of witnesses to your accident, if there were any
If you do not have all of this information, do not worry. At the Accident Advice Helpline, our team of friendly, professional and highly trained advisers will ensure you have the best possible chance of success with your claim – matching you to an expert legal team who will represent you on a no win, no fee basis.
To find out more today, please get in touch. We look forward to helping you make a claim with minimum fuss and hassle – ensuring the process is as stress-free for you as possible.
Date Published: 25th September 2013
Author: Sharon Parry