Need to make a personal injury claim?
Have you been in an accident with an uninsured driver? It’s bad enough being in a road traffic accident and being injured through no fault of your own, but when you have to deal with an uninsured driver too, it can feel like the world is out to get you. When you’re put in this situation, you deserve to be compensated. At Accident Advice Helpline, we can help you to claim the compensation you are entitled to, regardless of whether or not the other driver was uninsured. If you’re unsure of how the process works, take a look at our advice below.
Where to start
If you’re wondering how to get help after an accident with an uninsured driver you’ve come to the right place. It may not be the first thing on your mind after being injured in a road traffic accident but if you’re able to collect as much evidence as you can, it will be easier to get the compensation you deserve. It’s also a good idea to claim as soon as possible. There’s generally a three-year time limit in place to make a claim. Don’t worry, we do all the hard work for you so you don’t have to wonder whether it will cause you unnecessary stress while you’re trying to recover. Our job is to make your life easier, not harder.
How does an uninsured driver claim work?
When you are injured in a road traffic accident, you’ll normally swap details with the other driver, taking their vehicle registration, name, date of birth, address and details of their insurer. This is so that you’re able to contact their insurer to make a claim for any damage to your vehicle – and so you can pursue a personal injury claim if they were to blame for your accident. But what happens when the other driver is on the road without insurance? Firstly, this is illegal in the UK, and the police will more than likely want to take some kind of action against the driver, possibly a fine or points on their licence. But there’s no need to worry that you won’t be able to claim compensation for your injuries just because the driver who caused your accident didn’t have insurance.
An uninsured driver claim is something that the experts at Accident Advice Helpline are used to dealing with, and we have years of experience handling these types of claims. There’s no reason why an uninsured driver claim has to be more complex than a standard personal injury claim involving an insured driver, and we will do everything in our power to get you the compensation you deserve for your pain, suffering and loss of earnings.
What if my injuries are minor?
We are often asked if it’s still possible to make an uninsured driver claim for minor injuries sustained in a road traffic accident. Did you know that one of the most common claims after a crash is for whiplash? Whiplash may seem like a minor injury, but it can be debilitating and you may need to take time off work until you recover. You could make an uninsured driver claim for any of the following minor injuries, provided you sought medical attention after your accident:
- Sprained ankle or wrist
- Concussion or minor head injury
- Lacerations to the body or face
- Crush injuries such as broken ribs
These are just a few examples of the types of injuries we have handled claims for in the past; if you’re in doubt whether you’re eligible to make a claim, get in touch with us anyway and we’ll be able to tell you.
What does it cost?
It’s a reasonable question to ask. After all, you’ve just been injured in a crash so the last thing you want to be is out of pocket. The cost of claiming from an uninsured driver can seem daunting but at Accident Advice Helpline we have a solution. Our professional personal injury lawyers have over 16 years’ experience and we work on a 100% no-win, no-fee basis so you won’t have to pay us anything to start your claim and you’ll only have to pay us if your claim is successful. We will always be upfront with you where costs are concerned. You also don’t have to worry about the fact that the driver was uninsured.
The Motor Insurers Bureau look at all claims against uninsured drivers, so that innocent victims do not lose out on the compensation they are due. This means that anybody who has been injured can afford to make an uninsured driver claim without losing sleep over legal costs.
How to make a claim
Claiming against an uninsured driver is actually easier than you may think. Have you heard of our 30-second test? It’s a quick and convenient way of finding out if you’re eligible to make a claim. You’ll find the test on our website and once you’ve answered a few questions it can tell you if we can help and how much compensation you’re likely to receive. This is just a guideline to the amount you could expect to get if your claim is successful, as we take into account a number of things when processing your claim, including if your earnings have been affected by taking time off work after your accident – you are entitled to compensation for loss of earnings.
Get in touch with us today
Our friendly and professional advisors are always on hand to answer any of your queries and can even offer free initial advice in confidence – there is never any obligation to proceed with a claim. What you’ve had to go through is a stressful and exhausting thing but we’re here to take some of the burden off you. You can reach us on 0800 689 0500 from a landline or 0333 500 0993 from a mobile. Why not give us a call today so we can help you to get the compensation you are entitled to after your accident?
Date Published: 10th July 2014
Author: Jan Newell