If you were a passenger in a car that was involved in an accident, even if the accident was the fault of your driver, it would not be your fault and if you were injured severely enough to need medical attention, you would be able to make a Tyne and Wear no win no fee* accident claim for compensation.
Do not be concerned about making a Tyne and Wear no win no fee* accident claim
Most times, if you are a passenger in someone else’s car, you will know them. They could be a friend, a relative or maybe a workmate, but generally someone you are on good terms with to be travelling with them.
Some victims of accidents are concerned about making a Tyne and Wear no win no fee* accident claim against someone they know, but it would not be the car driver that settled your claim.
It is illegal to be in any type of motorised vehicle on UK roads without insurance, and it would be the motor insurance of the driver that paid your compensation. The driver may take exception to the fact you have made a claim against them, but in reality the only thing it will cost them is possibly the loss of their no claims bonus, which they will have lost anyway if they caused the accident.
Drivers that are aware of the way a Tyne and Wear no win no fee* accident claim works, will often encourage any injured passengers to make the claim. This is because knowing you will receive compensation for the pain and suffering they have caused you, can help them to feel a little better about the situation.
What happens if your drivers insurance was invalid?
There are times that for some reason the insurance the driver has is deemed to be invalid. This could be because of bald tyres on the car for instance, or maybe because the MOT is out of date.
It could also be that they have forgotten to renew their policy, but whatever the reason the insurance companies have it sorted.
Any insurance company that sells motor insurance has to be a member of the Motor Insurers Bureau (MIB). Each year they pay a levy to the MIB based on their turnover of motor insurance business. The MIB then settle any compensation claims where it turns out there is a lack of insurance.
As well as your driver being uninsured, this could be because the car that caused the accident was stolen, or it could have been a hit and run accident where the driver is untraceable.
Making your compensation claim
However you have been injured in any type of accident, the simplest way to make your compensation claim is to get in touch with Accident Advice Helpline. We are known for taking care of our claimants, and making sure they get the compensation they are entitled to, and if you give us a call, maybe we can help you too.
Date Published: 10th November 2014