Information about student car insurance
As a student you should be entitled to get discounts for many things, including car insurance. Students are privy to the cheapest deals on things like car insurance because they are considered to be low income. However, as a student, you are also considered to be high risk for a South Lanarkshire car accident, so you should expect to spend some time and research on finding the best car insurance for you. It may be worth your while being insured on your parents’ insurance whilst you live at home, and some students even leave their cars at home whilst they are away studying. Here are some tips for finding the best student car insurance.
- Choose third party only. If you are not going to be driving too much, and are insured on your parents’ insurance back home, then you may only need to consider third party insurance to keep you safe whilst you are at University. In this case, the insurance will only pay for the damage to the other vehicle if you cause an accident, but it is cheaper.
- Look into ‘pay how you drive’ insurance. This new type of insurance involves the insurer measuring your speed, the types of journeys you take and so on, to give you an insurance price which reflects your driving. If you are then a very safe driver, you can expect a very low premium.
- Leave the car at home. If you want to avoid paying too much in car insurance, leave the car at home when you are at university and only pay for insurance whilst you are at home. University towns often have great public transport for students, and you may find that you would not use your car very often at all.
How students can claim compensation for a South Lanarkshire car accident
If you are involved in a South Lanarkshire car accident and you are a student, the fear is that you will be perceived to be guilty of causing the accident just because of your age and inexperience. However, this is absolutely not the case, and if someone else has caused a South Lanarkshire car accident and hit your car, you should be able to claim compensation from them for your injuries.
Call Accident Advice Helpline on 0800 689 0500 or 0333 500 0993 from a mobile phone to speak to the team about what happened, and they can help you to decide whether you want to proceed with a claim or not. If you do, then you will be put in touch with experienced personal injury lawyers, who work on a 100% ‘no win, no fee’ basis to get you the compensation you deserve. These lawyers will also work on your behalf to process your claim, so you shouldn’t have to go to court.
Date Published: 16th June 2014
Author: David Brown