In most cases, insurance companies would be the people who settle any personal injury compensation claims, if you have to use the services of the solicitors in Kennford at Accident Advice Helpline.
The solicitors in Kennford deals with lots of types of insurance
The solicitors in Kennford will deal with whatever large organisation is handling the other end of a claim, but there are five main types of insurance that would be the most usually used, they are:
- Professional indemnity
- Motor insurance
- Employers liability
- Public liability
- Product liability
It depends on what type of accident you have been involved in, and whose fault it is, to what type of insurance company will deal with your claim. Here at Accident Advice Helpline, we will ensure that the correct one is dealt with.
Professional Indemnity insurance
This needed when a case is filed against any type of professional person, within the course of their profession. The medical profession would need to use this type of insurance, if they make a mistake and a victim sues them for compensation because of medical negligence.
On the UK roads today, any vehicle has legally got to have this type of insurance. This is to ensure that if you are involved in any road traffic accident, that was not your fault and you suffered an injury that needed medical attention, then you may be entitled to make an compensation claim, using the solicitors in Kennford, and it would be the motor insurance company that settled the claim.
Employers liability insurance
Employers liability insurance is a legal requirement for most employers. It will settle claims made against the employers by members of staff if they are injured at work, through the negligence or fault of the employers. The law says they have to have a minimum cover of £5,000,000 which is more than enough to settle most claims the solicitors in Kennford have come across.
Public liability insurance
This type of insurance is to protect the public, if they should have any type of accident in a public place. Anywhere that lets the public into their premises has to have this insurance. Shops, parks, cinemas, restaurants and anywhere else the public venture will have limitless cover on this type of insurance policy.
Product liability insurance
This insurance is in case you have a defective item that causes you an injury. This would result in the manufacturer using their product liability insurance to settle a claim, a situation they should be able to avoid as they are legally supposed to ensure that their products are safe and will not harm consumers.
Using Accident Advice Helpline and their legal teams
At Accident Advice Helpline it is our job to make sure these large concerns settle your claim as quickly as possible without causing you any extra stress, you will have had more than enough trauma from the accident itself.
We will ensure that they deal with you fairly, pay all the expenses that you have incurred because of the accident, and the maximum compensation for your injuries and the impact they have had on your life.
We may be one of the largest specialist law firms in the UK, but dealing with, us you will be treated the the respect you and your situation deserve.
Date Published: 14th April 2014
Author: David Brown