Nobody likes paying insurance on their vehicle, but those who are unfortunate enough to become involved in an accident are typically very glad they have it, if only for the fact that it’s illegal to drive uninsured and doing so could land you in a lot of bother.
There’s also the benefit that if you cause an accident and somebody ends up getting badly injured as a result of your negligence, that your insurer will typically meet any compensation you have to pay out. If you end up doing somebody a serious mischief in a road traffic accident, they might be able to claim many thousands of pounds in compensation, and that’s before you’ve even started to think about court costs.
Insurance is not required for some vehicles that use the roads and pavements, but it will typically be wise to take some out nonetheless. If you do not and end up hurting somebody in an accident that you were responsible for while riding a mobility scooter or push bike, you may have to pay out this sort of money from your own pocket. In some cases, you could end up having to sell your house to meet compensation costs of the injured party.
Vehicles that do not require road insurance and solicitors in Greetham
Imagine that you had popped out to your local supermarket on your mobility scooter to do a little bit of top-up shopping. You do most of your shopping online, but often have to go out for a few essentials, may be a couple of times a week. As you near the entrance of the supermarket, you’re distracted by a poster showing some of the deals it has on offer this week.
The offers are cracking, and as a consequence, you fail to keep an eye on where you’re going. Without meaning to, and through sheer absentmindedness, your mobility scooter rams into a fellow shopper’s knee, doing him a very nasty injury.
Under these circumstances, the injured shopper may well be able to take action against you. If you were uninsured, you could, as mentioned above, end up having to pay out many thousands of pounds from your own pocket if you were found to be negligent.
What would be likely to happen next?
It would be most probable that the person you injured would get in touch with a top-flight 100% ‘no win, no fee*’ solicitors in Greetham such as Accident Advice Helpline to find out if he might be able to take action against you to claim compensation. If the company could offer him legal representation, he’d be able to get his case off the ground without paying a penny. Call Accident Advice Helpline free on 0800 689 0500 or 0333 500 0993 from a mobile phone for free, no obligation advice about making a claim for compensation.
Date Published: 1st April 2014
Author: David Brown