You were only a passenger. You weren’t even riding up front, but here you are, banged up in hospital covered in plaster and wondering how to start a claim for compensation. In this case, people – including you – were injured, the police attended and there was a police report. This report accurately recorded the final positions of the vehicle and other details, and the insurance companies are able to analyse how the accident happened and how blame should be apportioned. This makes your own compensation claim easier to submit, because it is clear who is responsible for the accident and which driver (and insurance company) should bear responsibility.
When should the civilian prepare simple traffic accident forms?
In many cases of road traffic accidents (RTAs), if nobody appears to be injured, the police are not called. In this case, you took a terrific bump and it shook you, but you were wearing your seatbelt. After you had dusted yourself down, you decided you weren’t injured. A lucky escape all round, until two days later when you woke up with a neck so painful you screamed with the agony of it. Whiplash had set in.
So, what happens now? You must insist that the driver prepares a motor vehicle accident report and includes all the details about the injuries to people and damage to vehicles and property. Also, you need to get down to the doctor right away for a diagnosis.
Where do I find simple traffic accident forms?
There are sites online that do them. These days there are apps that allow you to enter all the essential details and add your photos to the file. It may seem a lot of work now, but should you be off work for some weeks with severe whiplash, or even longer with complications, then it is worth the effort.
Why is it important to complete simple traffic accident forms?
Because you must leave your motor insurance company to do the negotiation. Simply provide the facts and then keep quiet on the matter. Let them resolve it with the other parties, otherwise you may prejudice your case.
Who can advise me on my personal injury resulting from an RTA?
Talk to Accident Advice Helpline. We’ve been handling non-fault personal injury compensation claims since the year 2000 and have heard more or less all the questions that claimants have asked about how the claims process works. If you need a legal specialist, we can find you one from our nationwide network of expert solicitors, but hopefully it won’t come to that. Most claims are processed online.
What you mustn’t do is sit at home worrying yourself into a frenzy. Talk to one of our helpful professional advisors now on 0800 689 0500, or on 0333 500 0993 from your mobile. The call is free and the lines are open 24 hours per day, seven days per week. If we can’t answer your questions straight away, someone will call you back.