How do road accident compensation claims work?
If you have been involved in a road traffic accident, you will likely be interested in how road accident compensation claims are awarded, and how to go about pursuing a claim. Here is a guide to help throughout the claims process.
1. Gather as much information as possible
If you have been involved in a road traffic accident, it is important to gather as many details as you can at the scene. If you have been badly injured, this may not be possible; however if you or one of your passengers is able to, it is useful to collate information to support your claim including:
- Vehicle registrations
- Insurance details of the other driver(s) involved
- Contact information for any witnesses, who will be able to confirm that the accident was not your fault
- Photographs such as of the cars involved, and any road or weather conditions of particular significance – it is fine to use a camera phone for this
It may be useful to keep a list in your car just in case of an accident. It could prove a useful prompt if shock is preventing you from thinking clearly, and a little effort now may do a great deal to help your claim in future, should you be unfortunate enough to be involved in an accident.
2. Check you are eligible to make a claim
Personal injuries are only eligible for compensation if they fulfil certain criteria. Your accident must have been someone else’s fault (due to negligence or otherwise), it must have happened within the past three years and must have resulted in the need for medical attention. There are a few exceptions to these – notably in the case of minors, who have no time limit in place for making a claim until they reach their eighteenth birthday, when they will have a further three years to claim.
You can confirm your eligibility for road accident compensation claims by using an online tool such as Accident Advice Helpline’s 30 second calculator. This will provide you with an estimated compensation amount if you are considered eligible, which is a useful figure to bear in mind throughout the process.
3. Find good legal representation
Good legal representation is vital to the success of your claim – it is worth your while to research to find a legal team expert in your personal injury type. Road accident compensation claims are a niche area of personal injury law and therefore it is much more advantageous to have a lawyer who has proven experience in this field.
At Accident Advice Helpline we use a network of over 190 legal partners, which allows us to find a team with specific expertise in road accident compensation claims. With a large database of trusted legal experts at our disposal, we are adept at finding the right match for your case. All of our cases are handled on a no win, no fee* basis.
To discuss your claim with a member of our expert team dial 0800 689 0500 now.
Date Published: 10th February 2013
Author: Sharon Parry
Category: Road Traffic Accident Claims