Accidents that involve making a claim from a Public Liability Insurance policy are sometimes called a public accident compensation claim. A public accident compensation claim arises when a person has suffered an accident that was not their fault and has been injured in some way. They start a claim for compensation from the person that was at fault for the accident.
This is generally done by contacting a law firm like Accident Advice Helpline. They support and help the injured person through the claims process. But how can someone be at fault for you having an accident? Surely accidents are just random acts of fate that no one can control? Well, no, this is not true. Below are some examples of how to prevent a public accident compensation claim.
How to prevent a public accident compensation claim. Example 1 – trip hazards
People generally trip over some sort of object or obstruction. There are several ways to prevent this and the most obvious one is to not have the object there in the first place. Corridors, stairs and busy thoroughfares need to be kept clear of obstacles and this is achieved through good housekeeping. When goods are delivered they should be put immediately away neatly.
Litter and waste should be regularly cleared. Trailing cables can be secured against walls or ceilings or encased in appropriate covers. Some trip hazards are part of the floor itself. Carpets and other floor surfaces can become worn or work loose and people can trip over them. The best way to prevent this is vigilance and frequent inspection, together with a robust system of reporting and remedying defects as soon as they are spotted.
How to prevent a public accident compensation claim. Example 2 – slips on floors
Slips may be someone else’s fault if the floor is very slippery and the victim was not aware of that or could not tell that this was the case. So, poor lighting can be a key factor in slips because it stops people from being able to see the floor properly. The correct lighting for the room should be selected and regular monitoring and maintenance is required to make sure that it is working properly.
Another issue is whether the person who slipped knew that the floor was slippery. In some situations, as in certain manufacturing and commercial catering operations, floors are often slippery and non-slip flooring is fitted. In other situations, like in a supermarket aisle, you would not be expecting the floor to be slippery. It is a nasty shock when you find out that it is – after you’ve fallen over of course! This is where warning signs must be used.
The management of the supermarket could have a system of regular checking for spillages and a procedure that involves promptly, marking the area with signage to keep the public away while the area is cleaned and made safe. There are brightly coloured commercial signs available for just this purpose – a simple but effective means of preventing a public accident compensation claim being made.
Date Published: 31st May 2013
Author: Sharon Parry