Have a look into the day in the life of a personal injury solicitor in Morecambe
Insurance covers most types or areas where an accident could happen and could mean that a compensation claim will be filed. There are some main types of insurance that a personal injury solicitor in Morecambe deals with every single day, so have a look below to see more information on those different types of insurances and how those insurances will cover each claim.
Motor insurance – Motor insurance is something that everyone needs to have in the UK if they have a car; there are 3 main types of insurances, the most basic one being 3rd party insurance. This one will only cover the damages and injuries of the person and car that was not at fault in the accident. The next one up is 3rd party, fire and theft; this one covers everything that the one before covered plus if your car catches fire or if it gets stolen. The next one is comprehensive insurance, and this covers you for everything that has already been mentioned plus any damages to your own car. Obviously the last one is the most expensive one and the first one is usually the cheapest.
Employers liability insurance – with only a couple of exceptions every employer has to have this insurance according to the law. It covers when an employee has a work related accident and when the employee contracts an industrial disease. While this might be quite expensive to get, employers don’t really have a choice in the matter as they must have it.
Public liability insurance – this insurance covers all public places and businesses; if you get injured in a restaurant or a cinema or anything in between this is the type of insurance you would be claiming off. Because so many different types of accidents can happen in a public place this insurance’s cover is limitless, and it is also comparatively the cheapest insurance compared to the other ones in this list.
Product liability insurance – all types of manufacturers, producers and importers should have this insurance in case a day comes when they do not check their items properly and a faulty product gets sold to a customer and someone gets injured because of it. This insurance will cover this kind of claim.
How you could get the compensation you deserve with a personal injury solicitor in Morecambe
A personal injury solicitor in Morecambe has one main target and that is to deal with everything so that you don’t have to and you can use this precious time to recover rather that deal with everything else. The lawyer will deal with the large insurance companies for you so you don’t have to; they will try and make sure that you get the maximum amount of compensation possible and they will try to make sure that all of this is settled outside of court. Accident Advice Helpline is a law firm with the best personal injury lawyers in the business.
Freephone us today on our landline number 0800 689 0500 and on our mobile number 0333 500 0993.
Date Published: 22nd February 2014
Author: David Brown