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    "If you've been injured through no fault of your own you could be entitled to compensation. If you're unsure if you could claim, I recommend you call Accident Advice Helpline."

    Esther Rantzen

    Personal injury lawyer in Prestwick

    Personal Injury Solicitors in Prestwick

    No matter where you live in the UK, if you have had an accident that was not your own fault, as a result of which you have been injured and had to seek medical attention, then you should make an injury claim using a personal injury lawyer in Prestwick to help you.

    When you make a claim with a personal injury lawyer in Prestwick, often at the other end there is an insurance company to settle the amount. As far as personal injury claims are concerned, there are five main types of insurance, and here we are going to explain them.

    Public liability insurance

    Public liability insurance covers the public no matter where they may be. Businesses and local authorities, as well as health trusts and the like, have this sort of cover. There is no limit on the cover this type of insurance gives.

    Product liability insurance

    Manufacturers, producers and importers of goods have a legal duty to ensure that the products they sell to consumers are safe, or at the very least that they warn consumers of the potential risks. If they fail in this duty and a faulty product injures you, then your injury claim would be settled by their insurance company.

    Motor insurance

    Motor insurance is probably the best known type of insurance. It covers motorists of any sort while on the road. It is illegal to be on the UK roads without it, and as well as covering the loss or damage to your vehicle it also covers personal injury claims from a third party.

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    Employers’ liability insurance

    Every employer in the UK has a legal duty to protect the welfare, health and safety of their employees while in the workplace. They need to put measures in place to make sure they comply with all the rules and regulation applying to their trade, and if they fail to comply then they could face a personal injury compensation claim. Legally, they have to have a minimum cover of £5 million, but most companies offer cover of up to £10 million.

    Professional indemnity insurance

    This is for professional persons in case they have an injury claim filed against them in the course of their profession. This would include doctors, dentists and opticians, as well as any staff who work for them.

    Accident Advice Helpline and using a personal injury lawyer in Prestwick

    Accident Advice Helpline are used to dealing with insurance companies and any other large organisations against which an injury claim may be made. After more than 15 years of doing just that, we have the experience and expertise you need to have on your side when making a claim, just like the many thousands we have already helped did.

    You can contact us either through the 30-second test on our website, or by calling our helpline on 0800 689 0500 or 0333 500 0993. Either way, you will speak to a friendly and helpful advisor who will give you free legal advice about finding a personal injury lawyer in Prestwick, recovering from your injury or making your compensation claim.

    Date Published: 10th March 2014

    Author: David Brown

    Accident Advice Helpline (or AAH) is a trading style of Slater Gordon Solutions Legal Limited. Slater Gordon Solutions Legal Limited is a company registered in England and Wales with registration number 07931918, VAT 142 8192 16, registered office Dempster Building, Atlantic Way, Brunswick Business Park, Liverpool, L3 4UU and is an approved Alternative Business Structure authorised and regulated by the Solicitors Regulation Authority with licence number 591058 and regulated by the Financial Conduct Authority.

    Disclaimer: This website contains content contributed by third parties, therefore any opinions, comments or other information expressed on this site that do not relate to the business of AAHDL or its associated companies should be understood as neither being held or endorsed by this business.

    No-Win No-Fee: *Subject to insurance costs. Fee payable if case not pursued at client's request.