Insurance covers pretty much every type of accident you can think of when it comes to compensation claim payouts. There are several types of insurance that a personal injury lawyer in Mortimer, or elsewhere, will deal with on a very regular basis, so read on and see what it is that you would be dealing with when it comes to insurance and compensation. However if you are looking for a personal injury lawyer in Mortimer, you may not find one. If that is the case, call us at Accident Advice Helpline now and take advantage of our no-win, no-fee services. We have a wealth of experience in claiming personal injury compensation for our clients. Don’t worry needlessly about trying to find a local personal injury lawyer in Mortimer.
Motor insurance basically covers any type of accident that involves a car. There are 3 types of motor insurance that you could have, the most basic one being 3rd party insurance. This one covers any type of accident that happens to the car and person that wasn’t at fault in the accident. The second one is 3rd party, fire and theft which covers everything that the first one does plus it also covers your car if it catches fire or is stolen. The last one is comprehensive insurance which covers you for everything that the other 2 do plus any damage that may happen to your car.
Employers liability insurance
With only a couple of exceptions, all employers should have this. It will cover an employer if one of his or her employees is involved in an accident that is work-related, or contracts an industrial disease. It is not a cheap insurance but it is a legal requirement under UK law.
Public liability insurance
This covers all public businesses and places, from a public park to a local club. This insurance cover is completely limitless because of the amount of different types of accidents that could happen in a public place. It is also quite cheap as well compared to the other insurances.
Professional indemnity insurance
Most people who work in a job that could mean that it would be possible for claims to be taken out against them have this insurance, such as a doctor with a clinical negligence claim filed against them.
Product liability insurance
All types of manufacturers, producers and importers have to be completely sure that all items that end up going to a customer have to be completely safe. If they fail to do this and someone is injured because of faulty goods, they may be able to make a personal injury claim and it is this insurance which will cover that claim.
Contact us at Accident Advice Helpline to find out more about making a claim.
Call us today on our freephone number, 0800 689 0500, from a landline. You can also call us on 0333 500 0993 from a mobile. As you don’t need a personal injury lawyer in Mortimer, why not call now and find out if you are eligible to make a claim?
Date Published: 23rd February 2014
Author: Emma Matthews