Personal injury lawyer in Mortimer
Insurance covers pretty much every type of accident you can think of what it comes to compensation claims being made. There are several types of insurance that a personal injury lawyer in Mortimer will deal with on a very regular basis, so have a read below and see what it is that you would be dealing with when it comes to insurance and compensation.
Motor insurance basically covers any type of accident that involves a car. There are 3 types of motor insurance that you could have, the most basic one being 3rd party insurance. This one covers any type of accident that happens to the car and person that wasn’t at fault in the accident. The second one is 3rd party, fire and theft which covers everything that the first one does plus it also covers your car if it catches fire or is stolen. The last one is comprehensive insurance which covers you for everything that the other 2 do plus any damage that may happen to your car.
Employers liability insurance
With only a couple of exceptions, this will cover an employer if one of their employees is involved in an accident that is work related or contracts an industrial disease. It is not a cheap insurance but it is a legal requirement under UK law.
Public liability insurance
This covers all public businesses and places, from a public park to a local club. This insurance cover is completely limitless because of the amount of different types of accidents that could happen in a public place. It is also quite cheap as well compared to the other insurances.
Professional indemnity insurance
Most people who work in a job that could mean that it would be possible for claims to be taken out against them have this insurance, such as a doctor with a medical negligence claim taken out against them.
Product liability insurance
All types of manufacturers, producers and importers have to be completely sure that all items that end up going to a customer have to be completely safe. If they fail to do this and someone is injured because of faulty goods, they may be able to make a personal injury claim and it is this insurance which will cover that claim.
Claiming compensation with a personal injury lawyer in Mortimer
A personal injury lawyer in Mortimer has 3 main things that they would do for you when you are trying to claim compensation. 1 – they would deal with all of the insurance companies for you so that you don’t have to. 2 – they would try and get you the highest amount of compensation possible for your injury. 3 – they would try to make sure that the claim is settled out of court so that you don’t have something else to worry about during this hard time.
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