Insurance with cover pretty much most of the types of events where an accident could happen. There are 5 main kinds of insurance that a personal injury lawyer deals with. Here are the main kinds:
Motor insurance– this covers any type of motor accidents, there are 3 main types of motor insurance. The most basic and usually the cheapest is 3rd party cover, which is the one that will only settle damages/injuries made to other motors or people. The next one is 3rd party, fire and theft, that will cover you for the same as the one before plus it covers if your car has been stolen or set alight. The one that is top tier is comprehensive insurance which covers everything the smaller insurances covered plus your own car, but this one is the most expensive out of the lot of them.
Employers liability insurance – this insurance is a legal requirement for all employers (with a few exceptions like government departments) in case a person working for the company gets injured in a work related accident.
Public Liability Insurance – this will cover anyone who gets injured in a public place. It could be a cinema, a restaurant, a pub, a fair, an amusement park, a shopping centre, or even a swimming pool. Any kind of public place you could possibly think of (other than maybe a portaloo!) would have to have this kind of insurance, so that if someone gets injured there they would be covered for a personal injury compensation claim. This insurance is a good bit cheaper than the others.
Professional indemnity insurance – most professional people (like doctors or dentists) have this insurance in case a claim is made against them because of something they did in their profession. For a medical personals that would be a medical negligence claim.
Product liability claim – all manufacturers, producers and importers have to make sure that all of their goods are completely safe if they fail to do this and someone gets injured because of it, the injured person may be able to get compensation. This insurance would settle any claims that come.
Looking for a personal injury lawyer in Minehead?
Accident Advice Helpline would deal with the insurance companies for you so that you won’t have to worry about it. A lot of people who have been injured at no fault of their own are too afraid to claim for compensation because of these big organisations. But for us, well, we aren’t afraid of them we deal with them everyday! We know exactly how to present your case to them and we will deal with all matters that have to do with your claim nice and quickly, while making sure that we get you the highest amount of compensation possible.
We do not have a personal injury lawyer in Minehead working directly for us but this doesn’t matter, we can still help you claim as we are a national injury law firm that covers all areas of the UK. So if you need a personal injury lawyer in Minehead or anyway make us your first point of call.
Call us today on our freephone numbers, on a mobile call 0333 500 0993 and on a landline please call 0800 698 0500.
Date Published: 21st February 2014
Author: David Brown