An Accident Advice Helpline Personal Injury Lawyer Milnathort is waiting to help you today
Insurance covers pretty much every type of event where a compensation claim could be made. There are a few main types of insurance that a personal injury lawyer Milnathort deals with all the time. Have a look below for more information on each one of these kinds of insurance, it is important for you to get all of the information possible so that you know what it is that you are dealing with when you do your compensation claim.
Motor insurance – This is something that the majority of people will deal with at least once at some point in their life, motor insurance covers any kind of accident involving a vehicle. There are three main types of motor insurance, the most basic one being 3rd party insurance – this covers only the damages and injuries of the car and person that wasn’t at fault in the accident. The next one on the list is 3rd party, fire and theft, this covers everything that was said before and if your car was stolen or caught fire. The last one on the list is comprehensive insurance – this covers everything that has already been said plus, any damage that was made to your car.
Employers liability insurance – When it comes to employers the one type of insurance that all employers have to have, unless they are a government department. What it does is it covers employers incase of a employee getting injured in a work related injury or if they get a industrial disease. The legal requirement is cover of 5 million pounds, but most insurance companies have an entry level of at least 10 million pounds.
Public liability insurance – this insurance covers all public businesses anything from a restaurant to a stadium. Pretty much anywhere where the public can visit, legally have to have this cover. This insurance is limitless, because any kind of accident could happen in a public area, with who knows how many victims being injured.
Professional indemnity insurance – If you have a case for a medical negligence claim, it will not be the medical professional that pays for your compensation, but this insurance that pays your claim.
Product liability insurance – When it comes to goods being faulty all manufacturers, producers and importers have a duty to make sure that all of their goods are completely safe, if they do not check properly and someone gets hurt from their goods then this is the insurance that will cover them from any kind of compensation claim. If they do not have this insurance then they could be in for a very big legal law suit.
Making a claim with the right personal injury lawyer in Milnathort
Freephone Accident Advice Helpline to speak to your personal injury lawyer Milnathort today on your landline 0800 689 0500 or on your mobile phone on 0333 500 0993.
Date Published: 23rd February 2014
Author: David Brown