How are personal injury compensation levels decided?
There are many factors which influence a compensation claim for an injury caused by an accident whereby someone else was to blame. Personal injury compensation levels are reached by the court who will take into account the facts and figures presented by your legal representative. Here are some of the areas that will be taken into consideration.
1. The type and severity of your injury
The more severe your injury, the more compensation you are likely to be entitled to receive. This is because severe injuries will have a greater impact upon your life – and some may even change your life beyond recognition. For example, paralysis will affect your mobility, your freedom, and potentially even your capacity to communicate.
2. Loss of earnings
If you are unable to work due to your injuries, then the earnings that you have missed out on will be taken into account. If your injuries will prevent you from working in the long term, then any future pay rises and pension contributions will also be considered. It is not your fault if you have been put out of work, and compensation is in place to protect you financially if this happens.
Your injury may have resulted in a whole host of expenses. From travel expenses to and from your hospital appointments to care costs, specialist treatment and medical bills, the range of expenses is expansive and can certainly all add up. It is advisable to keep all receipts where possible, to confirm the amount you have had to spend.
4. Emotional impact
The psychological impact of an accident can be significant, and should also be taken into account for your personal injury compensation levels. If you have been knocked off your bike during your usual commute to work, you may be finding it difficult to get back into the routine of riding your bicycle. If you have been in a road traffic accident, then a car journey may cause a great deal of stress. This should all be considered by your personal injury lawyer or compensation provider.
How to make a claim
If you have been injured following an accident that was not your fault, you should make a claim as soon as possible. There are tools available to check your personal injury compensation levels in one easy step – Accident Advice Helpline 30 second test will provide you with an estimated compensation amount within half a minute.
To get in touch with Accident Advice Helpline and make a claim on a no win no fee basis, simply call our 24 hour advice line or fill out our short online claim form. Our professional and friendly advisors will ensure the compensation process is as stress-free for you as possible – providing you with guidance and support at every step of the way.
Date Published: 26th September 2013
Author: Sharon Parry