To be fully aware of what it entails it’s good to know the difference between personal injury compensation and compensation for expenses.
Personal injury compensation and compensation for costs
There are two different sums which make up any personal injury compensation claim. The first is for the injury and this will focus entirely on the severity of the injury you’ve sustained. Naturally, it followed logically that the more serious injuries such as broken bones or any permanent mobility issues will tend to attract a larger sum than some of the relatively minor injuries such as whiplash which can be painful but you should hopefully make a full recovery within a short space of time.
There is a more fundamentally mathematical form of compensation which comes in the shape of compensating you for costs. These could be any basic expenses such as getting to and from the hospital, or paying for medical treatment.
These costs don’t necessarily look backwards at past costs, but they can also look into the future at the costs you might have to incur. For example, there could be a form of physiotherapy that would help you back on your feet more quickly, but it’s not available on the NHS. Therefore, you’ll have to pay for it yourself.
There are other forms of costs which come in the shape of money you’ve missed out on as a result of your injury. More often than not this will come in the shape of lost earnings.
If you’ve been forced off work then the question of whether or not you get paid will depend on the deal you have with your employer. Some will offer full sick pay for a period of time, but reduce it after a while. Others might not offer sick pay at all and self employed people will have no financial support while they are ill at all.
This kind of claim will also look at what you might have earned into the future. Let’s say there is a serious injury in which, God forbid, someone suffers a serious brain injury. This could seriously affect their ability to gain employment so the lost earnings will mount up throughout the course of their life. The compensation claim will then extrapolate future earnings for the rest of their life and that’s where the larger numbers can come in.
What we do
At Accident Advice Helpline, we help you find out the difference between these two types of compensation and how this will relate to you.
To find out more about personal injury compensation and compensation expenses, complete our 30 second test. Alternatively, call us on 0800 689 0500, or 0333 500 0993 from a mobile.
Date Published: 28th March 2014
Author: David Brown