How much could you claim?

Find out in 30 seconds...
Injured in the last 3 years?
Was the accident your fault?
Did you recieve medical attention?
Please tell us where you were injured
  • Please enter your full name
  • Please enter a valid name
  • Please enter your telephone number
  • Please enter a valid telephone number
  • Please read our Terms & Conditions

    "If you've been injured through no fault of your own you could be entitled to compensation. If you're unsure if you could claim, I recommend you call Accident Advice Helpline."

    Esther Rantzen

    Personal Injuries Insurance


    Personal injuries insurance is a specific type of insurance cover that will pay out in the event of an accident, should its conditions be met. For example, if you are seriously injured or even die as a result of an accident, your family will receive a cash lump sum dependent on the specificities of your insurance. This helps to protect your family in certain circumstances, such as if your accident prevents you from working again – meaning there is finance in place to make up for your lack of earnings.

    In many cases, you may have a basic form of personal injuries insurance as part of your home or travel insurance policy – it is worth reading the fine print for reference. Car insurance policies will often provide some cover for personal injuries incurred whilst driving your own car – again, it is worth checking this.

    Is it a fact that personal injuries insurance is necessary for a personal injury claim?

    You do not need to have personal injury insurance in order to make a claim for compensation. Injury insurance is a factor in you receiving a pay out, should you meet the criteria set out in your insurance policy. Compensation claims are different in that there is a sliding scale depending on the severity of your injury, and you will need to satisfy the following criteria in order to start the claims process:

    • Your accident will have been as the result of someone else’s negligence
    • It will have resulted in medical attention for your injuries
    • It will have happened within the past three years

    Whereas it is the choice of an individual to take out an insurance policy to provide cover should you be involved in an accident, a compensation claim is a reactive response to a situation that was not your fault, and has caused you harm. It is your right by UK law to be compensated for these types of injuries.

    How do I make a personal injury claim?

    If you do not have personal injuries insurance but have been involved in an accident, you will likely wish to be compensated for your injuries. If you are eligible, a compensation provider will be able to help you make a claim, ensuring that you have access to the legal experts to represent your case.

    Open Claim Calculator

    To make a claim, you will need to contact a compensation provider such as Accident Advice Helpline who will talk you through the process and offer advice. Once you have spoken to one of our trained, friendly advisors and provided full details of your accident and injury, you can relax as we progress your claim on your behalf. We will provide updates via the telephone and in most cases will not require your attendance in court.

    Accident Advice Helpline is endorsed by Esther Rantzen, who works as a consumer champion in the UK to offer you as claimants the peace of mind that we are a trusted compensation provider who will always operate on a no win, no fee basis.

    Date Published: 10th February 2013

    Author: David Brown

    Accident Advice Helpline (or AAH) is a trading style of Slater Gordon Solutions Legal Limited. Slater Gordon Solutions Legal Limited is a company registered in England and Wales with registration number 07931918, VAT 142 8192 16, registered office Dempster Building, Atlantic Way, Brunswick Business Park, Liverpool, L3 4UU and is an approved Alternative Business Structure authorised and regulated by the Solicitors Regulation Authority with licence number 591058 and regulated by the Financial Conduct Authority.

    Disclaimer: This website contains content contributed by third parties, therefore any opinions, comments or other information expressed on this site that do not relate to the business of AAHDL or its associated companies should be understood as neither being held or endorsed by this business.

    No-Win No-Fee: *Subject to insurance costs. Fee payable if case not pursued at client's request.