Claiming for personal compensation
If you are unfortunate enough to be caught up in an accident which was not your fault, then you might be able to make a personal compensation claim. If you are a traveller in a car, van, bus or coach, which is caught up in an accident, your personal compensation claim would be made against the insurance group of the person accountable for the accident.
If you are a person on foot, a motorist, a pedal cyclist or a driver, a personal compensation claim is made against the insurance company of the person driving the vehicle which collided with you.
You may be able to seek compensation, so take our 30-second test to see if you are able to move forward with a claim.
Making a personal compensation claim
Perhaps the most widespread sort of injury resulting from a road accident is whiplash; on the other hand, many other different injuries are possible. As with all compensation claims, you need to demonstrate that another person was accountable for your injury.
To assist your case, you should take names, addresses and telephone numbers of any witnesses to the accident and take photographs of the accident location if possible. If the third party driver has no legitimate insurance, leaves the scene or admits to driving a stolen vehicle, you should get in touch with the police immediately and report the incident.
If you are intending to argue expenses such as prescription costs and travelling expenses, keep in mind to keep receipts as evidence. Accident Advice Helpline has a wealth of experience in successful personal claims, so give us a call on 0800 689 0500 (landline) or from your mobile phone on 0333 500 0993.
Road accident contacts
Some organisations which may be able to help you following a road traffic accident are:
The Royal Society for the Prevention of Accidents (RoSPA) – is energetically caught up in the encouragement of safety and the prevention of accidents in all areas of life; at work, in the home and on the roads, in schools, at leisure and on (or near) water.
Brake – is a National Road Safety Charity. Their aims are to prevent death and injury on the roads through education of all road users, and campaigning for Government improvements to road safety. They offer care for people who are bereaved or affected by serious injury in a road crash through support services, including a helpline and literature distributed through police officers.
Motor Insurers’ Bureau (MIB) – compensate the victims of negligent uninsured or untraced drivers
Your Local Police Force – if you need to report a non-emergency road accident to your local police force, you can find contact details here. Obviously, in cases of emergency you should dial 999.
Date Published: 10th February 2013
Author: David Brown