How are personal accident claims made?
If you have been involved in an accident within the last three years whereby someone else was to blame and resulted in the need for medical attention, then you may well be entitled to make a claim for compensation. If you do find yourself in this unfortunate position, it is useful to understand how personal accident claims are made, so you are able to pursue your right for compensation.
1. Are you eligible?
The first step in the personal accident claims process is to confirm eligibility to actually make a claim. You can do this by using an online tool such as Accident Advice Helpline’s 30 second calculator – which is also a handy way to find out exactly how much you may be entitled to claim, providing you with an approximate compensation figure.
2. What information do you have?
If you have been involved in an accident, it is useful to have as much information to hand as possible. Whilst this is not a mandatory requirement in order to make a claim, it can help your case if you can supply some of the following information:
- A medical report from your doctor, confirming your injury, treatment and prognosis.
- The contact details of any third parties involved, or witnesses to your accident. This may include the name, address and insurance details of the other driver involved in a road traffic accident, or the contact information of your employer in the case of accidents at work.
- Photographs of the accident site – this may help your case if you are able to visually prove factors that contributed to your injury such as broken pavement or pictures of your car following a crash.
- Details of medical expenses such as treatment costs and bills for medication.
- Calculated loss of earnings to date due to an inability to work.
3. Find legal representation
The next step in the personal accident claims process is to find legal representation to help with your claim. At Accident Advice Helpline, we work with over 190 legal partners, meaning we can always match you to a legal team with specialist experience in your accident type – even if it is as niche as an asbestos-related illness claim, industrial deafness or clinical negligence for example.
Our highly trained, friendly advisors will talk you through the claims process, and in most cases your claim can be handled entirely via the telephone with no need for you to attend court. In some instances, a further medical assessment may help your case.
All of our cases are handled on a no win, no fee basis – a fact confirmed by UK consumer champion Esther Rantzen, who endorses the work of Accident Advice Helpline. This allows you the peace of mind that you are being looked after by a professional, reputable compensation provider.
For more information, please call our 24 hour advice line on 0800 180 4123, or alternatively you can fill out our short online claim form.
Date Published: 27th February 2013
Author: Sharon Parry