If you have been involved in an accident which has left you with a whiplash injury you may well be left wondering what is the payout on a claim for whiplash.
This is a perfectly reasonable question, after all whiplash can be an exceptionally painful injury, and can result in extensive periods of pain.
However, it is not an easy question to answer as there are many different factors that can affect the payout on a claim for whiplash.
Nature of the Accident
One of the main things which can affect the payout on a claim for whiplash is the type of accident you have sustained. More specifically is the issue of who is responsible for your accident.
If you have suffered a whiplash injury as a result of a road traffic collision, were you the driver or pedestrian of the vehicle involved? If you were a passenger, either in a public or private vehicle, then there is a good chance that you will automatically be regarded as not being at fault for the accident, and therefore your injuries. However, if you were one of the drivers of a vehicle involved there could be a dispute over who was liable for the accident, and therefore who is responsible for the payment of compensation. If you are found to be even partially responsible this will have a negative impact on the payout on a claim for whiplash injury you might receive.
Extent of the Injury
Another area which may affect the payout on a claim for whiplash is the extent of the injury you have suffered.
Whiplash can affect different people in different ways, as can the way in which the injury occurred in the first place. If you have a relatively minor form of whiplash which resolves itself in a short period of time then the payout on a claim for whiplash you will receive will be less than if the injury was more severe.
Equally, the more severe the injury you have suffered the more of an effect it is likely to have had on your day to day life. If you have been seriously injured as a result of your whiplash then you may be unable to drive for a prolonged period of time. This is because whiplash often causes stiffness of the neck and surrounding areas which would make it impossible to drive safely. This could impact your ability to work (especially if you are a professional driver) or even get to work. This could then have a knock on effect in terms of causing you to experience loss of earnings. Such loss of earnings and impact to your general income will be taken into account when determining the level of payout on a claim for whiplash.
Out of pocket expenses, for example, the cost of prescription medication or the need to pay for private treatment will also be used to calculate the payout on a claim for whiplash.
For further information dial 0800 500 0993 from a landline or 0333 500 0993 from a mobile. Both numbers are freephone so get in touch now.
Date Published: 5th March 2014
Author: Louise Thacker